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Penguin Insurance Services in San Diego, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Penguin Insurance Services in San Diego, California provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Understanding your insurance coverage should never involve having to learn a new language. That's why Penguin Insurance Services and Penguin Insurance Services are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in San Diego.

    This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.

    Get the coverage you need in language that makes it easy to understand. Call (858) 598-1111 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 4617 Ruffner St.

  • Home Insurance

    When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at Penguin Insurance Services are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.

    With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.

    Penguin Insurance Services, your agent in San Diego, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (858) 598-1111 to get the ball rolling. Because Penguin Insurance Services in San Diego partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 4617 Ruffner St to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts.

  • Life Insurance

    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At Penguin Insurance Services, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in San Diego. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Penguin Insurance Services and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (858) 598-1111 to discuss them over the phone. You can also make an appointment or visit our office at 4617 Ruffner St,San Diego,CA,92111 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


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  • Business Insurance

    At Nationwide Insurance: Penguin Insurance Services we don't believe business owners should leave themselves or their companies vulnerable to liabilities with insurance plans pocked full of holes. Instead, Penguin Insurance Services believes in providing San Diego business owners with the sense of peace that comes from having an insurance plan that deflects the destructive effects of common and not-so-common commercial liabilities. We hope you'll turn to us and Nationwide if you're either unsatisfied with your current insurance protection or need a plan for your brand new business.

    Because there are so many different options when it comes to insurance, no matter the investment you seek to protect, we always personally shape our policyholders' protection. We don't believe in a one-size-fits-all approach, and we don't expect you to settle for it. By working with Nationwide, our agency offers common commercial coverage, such as property, liability, and workers' compensation. Nonetheless, your business may be in need of special coverage, which includes (but is not all-inclusive of) professional liability, employment practices liability, key employee insurance, and directors and officers liability insurance.

    Ready to discuss your options for commercial protection? We welcome walk-ins at our office located at 4617 Ruffner St. Alternately, we'd also love to receive a phone call from you at (858) 598-1111. With Nationwide Insurance: Penguin Insurance Services in the passenger seat, your business journey is sure to be a smooth one

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Penguin Insurance Services also offers products in AL. Please call for information on products in those states.