Our Insurance Products
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why William J Raffetto And Sons prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. William J Raffetto And Sons works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (415) 421-4237. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with William J Raffetto And Sons in our office at 1715 Stockton St.
Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at William J Raffetto And Sons in San Francisco to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if San Francisco is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
There are several other options, and William J Raffetto And Sons with William J Raffetto And Sons proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (415) 421-4237. You can also stop by our office at 1715 Stockton St to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at William J Raffetto And Sons are here to help newlyweds in the San Francisco area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (415) 421-4237 and ask for William J Raffetto And Sons. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 1715 Stockton St,San Francisco,CA,94133. It may be the most important date of your life.
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
William J Raffetto And Sons at Nationwide Insurance: William J Raffetto And Sons works together with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Nationwide Insurance: William J Raffetto And Sons and William J Raffetto And Sons is proud to work in conjunction with Nationwide. Schedule a consultation by calling (415) 421-4237 or stopping into our offices on 1715 Stockton St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The William J Raffetto And Sons also offers products in CA. Please call for information on products in those states.
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