Frequently asked questions
Our Insurance Products
Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Pete Hernandez works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of San Jose.
Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Pete Hernandez understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Pete Hernandez at (408) 960-6345. You can also make an appointment for a face to face meeting at our offices at 175 Bernal Rd.
Pete Hernandez is a leading Nationwide Insurance agency who specializes in home insurance. These policies protect your home in the event of many natural and man-made disasters, and provide required coverage prior to purchasing a property in many cases. We understand the unique needs of homeowners, and we will do everything in our power to find the right type of policy for you and your home. When you work with a Nationwide agent, you will be working with one of the very best.
In addition, Nationwide's umbrella policies provide a full range of coverage in the event of a disaster. These policies provide extensive bodily injury, personal injury, and property damage coverage for you and other individuals. If a visitor sustains an injury or damages property on your premises, an umbrella or liability policy can protect you from lawsuits.
If you are in the market for a new home insurance policy or personal liability protection, Pete Hernandez in San Jose can provide you with the guidance you need to find a policy. We are located at 175 Bernal Rd, and we take pride in providing insurance services to the local area. Call us now at (408) 960-6345 to learn how you can secure your greatest investment – your home
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in San Jose, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Pete Hernandez can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (408) 960-6345 for an appointment with an agent. Feel free to stop by 175 Bernal Rd to discuss Nationwide coverage options in person.
The business insurance agents at Pete Hernandez can help you understand how to manage your company's risk and identify possible gaps in your coverage. Along with liability and asset protection, for example, you can get coverage for losses in the case of a temporary shutdown of your business. Our agents have expertise in finding insurance solutions for businesses in virtually every industry of the San Jose economy.
There are also important decisions to discuss that go beyond CA business requirements and your company's individual risk profile. As the owner, you'll want to make sure, for example, that your policy structure meets your month-to-month budget crunch and end-of-year fiscal goals. To this point, Nationwide offers flexible billing options that can be matched with different revenue and expenditure schedules. And if the day ever comes when the life and health of your business depends on making a claim, you'll be dealing with Nationwide's On Your Side® Claims Service.
The experts at Pete Hernandez offer local knowledge, risk management expertise, and good old-fashioned customer service. We can talk about your coverage in person at our office, located at 175 Bernal Rd. You can also call us at (408) 960-6345 to get protection for the business you've worked so hard to build.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Pete Hernandez also offers products in CA. Please call for information on products in those states.
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