Frequently asked questions
Our Insurance Products
Even with advanced auto technology, car accidents are still a common occurrence. Php Insurance Service Inc.understands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to San Jose drivers.
Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.
Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (408) 528-1528, or visit us at 1818 Tully Rd.
Php Insurance Service Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our San Jose agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as San Jose neighborhoods are, no two households are exactly the same, even within 95122.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your San Jose home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Php Insurance Service Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (408) 528-1528. Or, if you're in the 95122 area during office hours, swing by our San Jose location at 1818 Tully Rd, and we can discuss your home insurance options in person.
At Php Insurance Service Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in San Jose think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Php Insurance Service Inc. at (408) 528-1528 to arrange a time to meet in office at 1818 Tully Rd,San Jose,CA,95122 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
In unpredictable economic circumstances, it can be good to have something you can depend on. Business owners know they can count on the exceptional protection and customer service provided by Nationwide. Php Insurance Service Inc. has provided leading Nationwide business insurance solutions to entrepreneurs in San Jose for many years. Our experience helping local business owners and Nationwide's experience developing comprehensive coverage solutions especially for commercial clients makes Php Insurance Service Inc. the perfect choice as a policy provider.
Some business insurance policies are designed to fit all customers but may not account for industry, organization size, and other essential factors. Nationwide does things differently. We can customize a policy to suit the needs of your organization so that you have the most meaningful forms of coverage. This is a great way to protect your current assets and your future operations.
Thinking proactively about your company's changing insurance needs is very important. In fact, many business owners may be unaware that their insurance policy needs changing or updating at any point. You might be paying for coverage that is no longer relevant or continuing to renew a policy that is not providing the protection your company actually requires. Php Insurance Service Inc. can help address these problems. Call our 1818 Tully Rd office at (408) 528-1528.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Php Insurance Service Inc. also offers products in AZ. Please call for information on products in those states.
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