Frequently asked questions
Our Insurance Products
Even with advanced auto technology, car accidents are still a common occurrence. Php Insurance Service Inc.understands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to San Jose drivers.
Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.
Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (408) 528-1528, or visit us at 1816 Tully Rd.
Making sense of your many home insurance coverage options can seem like a daunting task, especially if you have just purchased a new property. Buying a home is a big step for anyone to take, but the process is not fully complete until the right policy has been selected. Php Insurance Service Inc. can help you protect this important investment through the selection of Nationwide home insurance policies fitted precisely to your needs. Here at Php Insurance Service Inc. we excel at assisting customers with home insurance solutions and other essential forms of coverage. Your home should be protected from the many changes that might affect it, and we can help make sure your policy is up to the task.
We understand that no two homes are exactly alike, so every homeowner's concerns are going to be unique as well. By providing tailored coverage solutions, we can offer enhanced peace of mind. You can rest easy knowing your home insurance policy reflects your needs today and tomorrow. If you ever have questions or concerns about your coverage, just let us know. Nationwide has an extensive network of agents working around the clock to assist with filing claims and much more.
To discover the coverage solutions that best meet your needs, contact Php Insurance Service Inc. today by calling (408) 528-1528. San Jose area customers can also visit our offices at 1816 Tully Rd. Let us know how we can help improve your existing coverage or discover what insurance options are available to you as a new homeowner.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Php Insurance Service Inc. are here to help newlyweds in the San Jose area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (408) 528-1528 and ask for Php Insurance Service Inc.. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 1816 Tully Rd,San Jose,CA,95122. It may be the most important date of your life.
No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Php Insurance Service Inc. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to San Jose.
Php Insurance Service Inc. can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Php Insurance Service Inc. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (408) 528-1528 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 1816 Tully Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Php Insurance Service Inc. also offers products in AZ. Please call for information on products in those states.
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