Frequently asked questions
Our Insurance Products
What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Tera Insurance Services Inc. has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in San Jose differ, and we recognize that.
Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.
Give Tera Insurance Services Inc. a call today at (408) 457-3030 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 2092 Concourse Dr. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.
You've already personalized your home, now it's time to personalize your home insurance coverage. Tera Insurance Services Inc. is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is San Jose, which means your home insurance should reflect that uniqueness. Tera Insurance Services Inc. is on call to help you determine the best coverage for your home.
However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
Tera Insurance Services Inc. and our other local agents are ready to help you figure out your personalized home insurance solution. You can visit our office at 2092 Concourse Dr or call us at (408) 457-3030. We will take the time to explain all your options as well as unique coverage concerns based on living in San Jose, and we'll make sure you know about available discounts you may qualify for.
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Tera Insurance Services Inc. in San Jose. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Tera Insurance Services Inc. located at 2092 Concourse Dr,San Jose,CA,95131. You’re also more than welcome to speak with Tera Insurance Services Inc. directly by calling (408) 457-3030.
You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Tera Insurance Services Inc. may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in San Jose. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Tera Insurance Services Inc. can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (408) 457-3030 to set up a time to stop by our office on 2092 Concourse Dr, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Tera Insurance Services Inc. also offers products in AZ. Please call for information on products in those states.
Nationwide mobile app
- Pay your bill
- View insurance cards without logging in
- View your policies
- Start an auto claim