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Coast & Ranch Insurance Services Inc. in San Luis Obispo, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Coast & Ranch Insurance Services Inc. in San Luis Obispo, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Understanding your insurance coverage should never involve having to learn a new language. That's why Coast & Ranch Insurance Services Inc. and Coast & Ranch Insurance Services Inc. are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in San Luis Obispo.

    This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.

    Get the coverage you need in language that makes it easy to understand. Call (805) 549-0553 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 1108 Garden St.

  • Home Insurance

    Navigating the variety of options for your home insurance needs is simple with Coast & Ranch Insurance Services Inc. of Coast & Ranch Insurance Services Inc.. Coast & Ranch Insurance Services Inc. has teamed up with Nationwide to bring you expert insurance advice. Together, you'll go over coverage options for both your home and belongings that are valuable to you. Specifically, with our Brand New Belongings® coverage, we can help to replace or repair your covered valuables. Because Coast & Ranch Insurance Services Inc. is local to San Luis Obispo, you can create an insurance policy with the unique qualities of your location in mind.

    When it comes to your home, a good roof over your head can relieve a lot of worry. Other unique aspects of your home, such as a pool, gazebo, or other detached structures, are also important to finding you the right insurance coverage. In San Luis Obispo, we know there are also specific social and weather conditions that should influence your coverage, so we'll be sure to discuss them with you when you drop by.

    To get in touch and learn more about home insurance policies, you can come to our office at 1108 Garden St 75080 or call us at (805) 549-0553. We'll not only go over what kind of coverage is available to you, but how to qualify for special discounts and bundle packages. We look forward to meeting you and walking you through your options.

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Coast & Ranch Insurance Services Inc. are here to help people like you in the San Luis Obispo area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (805) 549-0553 and ask for Coast & Ranch Insurance Services Inc.. We are located at 1108 Garden St,San Luis Obispo,CA,93401 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.


    LAW-0248AO (05/18)

  • Business Insurance

    No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Nationwide Insurance: Coast & Ranch Insurance Services Inc. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to San Luis Obispo.

    Coast & Ranch Insurance Services Inc. and our other agents can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.

    Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Nationwide Insurance: Coast & Ranch Insurance Services Inc. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (805) 549-0553 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 1108 Garden St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Coast & Ranch Insurance Services Inc. also offers products in CA. Please call for information on products in those states.