Elite Status

Morris & Garritano Insurance in San Luis Obispo, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Morris & Garritano Insurance in San Luis Obispo, California provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Look to the insurance provider who is there when you need them when it comes to vehicle insurance services. Morris & Garritano Insurance works with Nationwide to offer members a wide variety of discounts and services. We are also available to answer any questions you may have about auto insurance plans, either over the phone or in person.

    We make sure to thoroughly review your insurance needs before finalizing anything. It is our goal that you walk away with protection that you completely understand and can count on. We also make sure you know exactly which of our many discounts are available to you, such as those for good students or for using our ecofriendly paperless billing plan. These discounts may be applied to our many insurance protection options. We offer solutions like liability coverage and roadside assistance. Because we are located locally in San Luis Obispo, we know what the specific weather and traffic conditions are like. We can walk you through the protection options for your vehicles and those specific to San Luis Obispo. Have peace of mind that comes from a personalized insurance plan.

    Morris & Garritano Insurance is willing to talk to you whenever you have the time. You can call us at (805) 543-6887 or schedule an in-person appointment at 1122 Laurel Ln. Our door is always open and your questions will always be answered.

  • Home Insurance

    Your home is probably your largest investment, so you want to be sure you have good insurance to cover everything from pool systems and clothing to roofs and a range of appliances. When you turn to Morris & Garritano Insurance, you will receive outstanding insurance coverage that begins with a review of your needs. Many unexpected events can be covered: damage from the elements, theft, personal injury to others and much more. We will design a policy that is tailored specifically to your situation, one that affords your home and family top-notch protection, and you'll be delighted to discover how easy it is.

    We are proud to partner with Nationwide to provide many types of home insurance, including coverage for structures that are not attached to your house such as a gazebo or garage, furniture and clothing, loss due to sewer backup, damage caused to built-in appliances and other kinds of specialty protection. Whatever you need, we will make your coverage experience hassle free.

    We also want to ensure that your policy remains in step with the changes in your life. For this reason, we offer periodic On Your Side® reviews to update your policy. At your convenience, just call Morris & Garritano Insurance at (805) 543-6887 who will be happy to tell you more about how to safeguard your largest investment. You can also stop by our San Luis Obispo office at 1122 Laurel Ln. We are looking forward to meeting with you, and we'll be happy to answer any questions you may have about great insurance coverage for your home.

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in San Luis Obispo, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Morris & Garritano Insurance, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Morris & Garritano Insurance is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (805) 543-6887 to speak with one of our team members, or stop by 1122 Laurel Ln to discuss your insurance needs in our office.


    LAW-0241AO (05/18)

  • Business Insurance

    No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Morris & Garritano Insurance understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to San Luis Obispo.

    Morris & Garritano Insurance can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.

    Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Morris & Garritano Insurance works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (805) 543-6887 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 1122 Laurel Ln.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Morris & Garritano Insurance also offers products in AR. Please call for information on products in those states.