Jim Pennock Insurance Agency Inc. in San Marcos, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Jim Pennock Insurance Agency Inc.

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Jim Pennock Insurance Agency Inc. in San Marcos, California provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Jim Pennock Insurance Agency Inc. has been helping San Marcos drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Jim Pennock Insurance Agency Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the San Marcos area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Jim Pennock Insurance Agency Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and San Marcos auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (760) 815-4402. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Jim Pennock Insurance Agency Inc. is located at San Marcos.

  • Home Insurance

    When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at Jim Pennock Insurance Agency Inc. are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.

    With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.

    Jim Pennock Insurance Agency Inc. in San Marcos, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (760) 815-4402 to get the ball rolling. Because Jim Pennock Insurance Agency Inc. in San Marcos partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 1508 Wentworth Pl to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in San Marcos, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Jim Pennock Insurance Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (760) 815-4402 for an appointment with an agent. Feel free to stop by 1508 Wentworth Pl to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Jim Pennock Insurance Agency Inc. understands that and works with Nationwide to bring you an adaptable and complete small business coverage in San Marcos.

    The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Jim Pennock Insurance Agency Inc. is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.

    To get things started, Jim Pennock Insurance Agency Inc. recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (760) 815-4402 to make an appointment for a consultation at 1508 Wentworth Pl. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Jim Pennock Insurance Agency Inc. also offers products in AL, AZ, CA, CO, CT, GA, IL, IN, IA, KS, MD, MN, MO, MT, NE, NM, NC, OH, OR, PA, SC, TN, TX, VA, WA, WV, WI, WY, NJ. Please call for information on products in those states.