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Preferred Financial & Insurance Services in San Ramon, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Preferred Financial & Insurance Services in San Ramon, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Since opening their doors, Preferred Financial & Insurance Services has been helping San Ramon motorists find auto insurance coverage that speaks to their personal priorities. Whether it's the everyday vehicle, weekend joyride, or any number of specialty vehicles, know that you're protected with policy coverage that makes sense for your household. From family plans and good student discounts to anti-theft and paperless billing options, find great coverage at a great price with Preferred Financial & Insurance Services.

    Eliminating coverage gaps and finding affordable policies aren't the only advantages of partnering with Nationwide and Preferred Financial & Insurance Services. The Vanishing Deductible® program acts as a reward for each year of claims-free driving you accrue. This reward is on top of the separate accident-free and defensive-driving discounts that San Ramon drivers can earn with Nationwide. There are also secondary services that can be added on to your policy including rental reimbursement, towing, and roadside assistance. And should you ever need it, the On Your Side® Claims Service offers a list of qualified shops and a secure way to monitor the repairs.

    Learn how to choose a personalized Nationwide solution without getting frustrated or spending an entire day on research. Talk to Preferred Financial & Insurance Services and make decisions with speed and confidence. Give us a call at (925) 820-5557. The office is located at 11 Crow Canyon Ct.

  • Home Insurance

    No matter which Charlotte neighborhood you live in, home insurance isn't a luxury. It's an essential measure of financial protection against many different coverable losses. Let the Preferred Financial & Insurance Services quickly and clearly explain the different types of coverage you need for your property and belongings. We take great pride in finding personalized policy solutions for our San Ramon homeowners.

    Have a bunch of older belongings that would be difficult to afford to replace? You'll be interested in Nationwide's Brand New Belongings® program. Are there several high-value items in your home? We'll talk about Valuables Plus® coverage. Do you host a lot of parties, or do you have a swimming pool in the backyard? The most important financial protection in your San Ramon homeowner's policy may very well be liability coverage.

    This catalog of personalized coverage programs is impressive, but it's not the only reason the Preferred Financial & Insurance Services partners with Nationwide. Give us a call at (925) 820-5557. We can talk about available policy discounts, the no-hassle treatment you can expect from the On Your Side® Claims Service, and all the advantages that come with a Nationwide home insurance policy. You can also schedule an appointment with our office. We're located at 11 Crow Canyon Ct.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in San Ramon, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Preferred Financial & Insurance Services and Preferred Financial & Insurance Services can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (925) 820-5557 for an appointment with an agent. Feel free to stop by 11 Crow Canyon Ct,San Ramon,CA,94583 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Nationwide Insurance: Preferred Financial & Insurance Services works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you.

    A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised.

    We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Preferred Financial & Insurance Services a call at (925) 820-5557, or stop by our 11 Crow Canyon Ct office in San Ramon. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Preferred Financial & Insurance Services also offers products in AZ. Please call for information on products in those states.