Our Insurance Products
While you might be one of the safest drivers in Santa Barbara, there's no guarantee that you'll never be involved in an accident. Holmes & Holmes Insurance Agency is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Holmes & Holmes Insurance Agency has made it easy to get the right coverage through a policy backed by Nationwide.
In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
Ready to drive off into the sunset with true peace of mind? Stop by and see us at 5290 Overpass Rd, or pick up the phone and call us at (805) 681-0505.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Santa Barbara. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Holmes & Holmes Insurance Agency wants to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Holmes & Holmes Insurance Agency to explain every step along the way. We're located at 5290 Overpass Rd, but you can also call us at (805) 681-0505 to schedule an appointment or just ask questions.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Holmes & Holmes Insurance Agency proudly work with residents in the Santa Barbara area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Holmes & Holmes Insurance Agency at (805) 681-0505. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 5290 Overpass Rd. We look forward to seeing you.
When you are a business owner, stability is likely one of your top priorities. We at Holmes & Holmes Insurance Agency understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, Holmes & Holmes Insurance Agency may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Santa Barbara such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (805) 681-0505 or stop by our Holmes & Holmes Insurance Agency office on 5290 Overpass Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Holmes & Holmes Insurance Agency also offers products in AZ. Please call for information on products in those states.
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