Frequently asked questions
Our Insurance Products
While you might be one of the safest drivers in Sherman Oaks, there's no guarantee that you'll never be involved in an accident. Universal Risk Insurance Services is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Universal Risk Insurance Services has made it easy to get the right coverage through a policy backed by Nationwide.
In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
Ready to drive off into the sunset with true peace of mind? Stop by and see us at 14011 Ventura Blvd, or pick up the phone and call us at (818) 403-3200.
At Universal Risk Insurance Services we understand that you want insurance coverage for your home in Sherman Oaks without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and So Universal Risk Insurance Services can help you asses your insurance requirements and choose a policy that offers the coverage you need.
Universal Risk Insurance Services has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
To find out more information regarding the programs that are right for you, call (818) 403-3200 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 14011 Ventura Blvd.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Sherman Oaks, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Universal Risk Insurance Services and Universal Risk Insurance Services can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (818) 403-3200 for an appointment with an agent. Feel free to stop by 14011 Ventura Blvd,Sherman Oaks,CA,91423 to discuss Nationwide coverage options in person.
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
Universal Risk Insurance Services works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Universal Risk Insurance Services is proud to work in conjunction with Nationwide. Schedule a consultation by calling (818) 403-3200 or stopping into our offices on 14011 Ventura Blvd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Universal Risk Insurance Services also offers products in AZ. Please call for information on products in those states.
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