Frequently asked questions
Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Pan American Insurance Services focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Pan American Insurance Services to fit any driver's needs in Stockton.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Pan American Insurance Services understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Pan American Insurance Services about other discounts you might qualify for, give our offices a call at (800) 303-8272. We are also able to make appointments for face to face consultations at our office located at 2800 W March Ln. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
A home can be one of your most valuable assets, and deserves to be treated as such by having a durable insurance protection. While Pan American Insurance Services may not be able to prevent unexpected events from occurring, you can rest assured that we'll cover you if something does happen. We've teamed up with the well-experienced pros of Nationwide to provide you and your property with best home protection for your needs.
Besides assisting you in taking account of personal possessions at your home, we also check the latest insurance discounts to help you save as much money as possible. Some ways in which you can save on the overall cost of home insurance include raising your deductible, bundling your policies with us, and boosting your home security.
Ready to ride off into the sunset with an exemplary homeowners insurance plan? We're ready to get to work on crafting the perfect plan for you, your home, and your family. Call Pan American Insurance Services at (800) 303-8272 or drop in for a visit at our office on 2800 W March Ln.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Stockton life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Pan American Insurance Services will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Pan American Insurance Services at (800) 303-8272 or visit us at 2800 W March Ln. We will be happy to work with you to make sure your family’s financial security is always protected.
Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Pan American Insurance Services work with Nationwide to provide insurance solutions for your business in Stockton. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.
Pan American Insurance Services has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Stockton.
Give our team at Pan American Insurance Services a call at (800) 303-8272, or stop by our office on 2800 W March Ln. We will answer any questions you have and get started on building an insurance policy for your business needs.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Pan American Insurance Services also offers products in AZ. Please call for information on products in those states.
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