Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. James Heigel Insurance And Financia understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Temecula.
James Heigel Insurance And Financia builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (951) 506-9999. Or, call to schedule an appointment at our office at 27715 Jefferson Ave.
Having the right amount of home insurance coverage can offer a great deal of peace of mind. At James Heigel Insurance And Financia we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. One of our experienced agents will discuss your Temecula home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.
We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.
Contact James Heigel Insurance And Financia for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (951) 506-9999 for more information or to schedule an appointment. You can also stop by our office, located at 27715 Jefferson Ave.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at James Heigel Insurance And Financia are here to help people like you in the Temecula area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call James Heigel Insurance And Financia at (951) 506-9999. We are located at 27715 Jefferson Ave. Let us help you find the right policy to assure your family’s financial security.
If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, James Heigel Insurance And Financia in Temecula can help you find the right one. Stop by your local Nationwide agency on 27715 Jefferson Ave, or call (951) 506-9999 to learn more.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The James Heigel Insurance And Financia also offers products in AZ. Please call for information on products in those states.
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