The James Heigel Insurance and Financial Services, LLC in Temecula, CA provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Auto insurance is not one-size-fits-all. For some Temecula residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the James Heigel Insurance and Financial Services, LLC, we know how to customize a policy so that it meets the needs and priorities of your Temecula household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Temecula customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the James Heigel Insurance and Financial Services, LLC take the stress out of buying auto insurance in Temecula. Give us a call at (951) 506-9999 to talk about your coverage or to make an appointment with our office during business hours. We're located at 27715 Jefferson Ave.
Home Insurance
When you do business with James Heigel Insurance and Financial Services, LLC, you deal with people who are adept at finding policies fitted to your needs and budget. There are several factors that should be considered when obtaining the right protection for your home in Temecula, including your ownership of a pool (or lack thereof) and the overall cost to rebuild your home. For expert assistance in sorting through all of the coverage options, get in touch with James Heigel Insurance and Financial Services, LLC or another helpful agent in our office. If you possess a large number of valuable assets such as jewelry or fine art, the protection offered by Valuables Plus® is a great choice and is something to discuss with your agent.
At James Heigel Insurance and Financial Services, LLC, we work together with Nationwide to bring you the best possible choices for your home insurance. We provide you with a selection experience that is smooth and intuitive so that you can get on with your daily life without additional stress. If you ever come home to find that you are a victim of a covered loss, we have what it takes to pick up the pieces. If you frequently experience severe weather conditions in your area, we can also help you find solutions for damage that may be caused by these storms.
Speak with one of our agents today to get started on finding a hassle-free plan. If you would like to meet with someone in person, come to our office at 27715 Jefferson Ave. Or call us at (951) 506-9999.
Life Insurance
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at James Heigel Insurance and Financial Services, LLC are here to help people like you in the Temecula area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (951) 506-9999 and ask for James Heigel Insurance and Financial Services, LLC. We are located at 27715 Jefferson Ave,Temecula,CA,92590 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
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Business Insurance
Small business owners have a lot on their mind. In addition to preparing for each day's operations, they have to think about the unexpected circumstances that might arise. Even the best planner cannot foresee everything that a business might encounter within a single day of operation, let alone several years. This is where Nationwide and James Heigel Insurance and Financial Services, LLC step in. Choosing an agency connected with Nationwide's comprehensive network of agents and service providers gives business owners access to the resources required to plan for tomorrow.
In many ways, running a successful business can depend on making the right choices at the right time. Selecting a good business insurance policy early in your company's life helps make sure that coverage goes to work as soon as you do and continues providing protection each and every day. Our team has helped business owners secure ongoing insurance coverage for small businesses and growing organizations alike. Getting the right kind of protection today will help your company function smoothly.
As a company grows, its insurance needs may change. If you have concerns about the nature of your coverage, come in and speak with an agent at James Heigel Insurance and Financial Services, LLC or call (951) 506-9999. Our offices are located at 27715 Jefferson Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The James Heigel Insurance and Financial Services, LLC also offers products in AZ, CA. Please call for information on products in those states.