Tom Michael Insurance Agency Inc. in Turlock, CA

The Tom Michael Insurance Agency Inc. in Turlock, CA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Tom Michael Insurance Agency Inc. understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Turlock.
  
  Tom Michael Insurance Agency Inc. builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
  
  To learn more about our policies, or to buy one, contact our offices at (209) 667-1511. Or, call to schedule an appointment at our office at 2851 Geer Rd.

  Read MoreRead Less
• Home Insurance

  It makes no difference how small or large your home is, it should be paired with an adequate home insurance plan that meets your needs. It's this philosophy that drives Tom Michael Insurance Agency Inc. and Tom Michael Insurance Agency Inc. to make sure each member has a home insurance plan that accounts for most circumstances. Taking that dedication a step further, we've teamed up with the experts at Nationwide to better provide for our members and protect their residential investments.
  
  We look forward to learning more about the features of your Turlock home, your most prized possessions, why you decided on your current neighborhood, and whether you plan on making any exciting upgrades to your property in the future. All of these factors determine what kind of protection you need. We know how confusing home insurance can sometimes be, which is why we take the time necessary to thoroughly review your plan to make sure you understand how it provides the solid protection we're known for.
  
  While we don't live in your home, we'll most certainly safeguard it and everything inside of it as if your home were ours. Tom Michael Insurance Agency Inc.and the rest of us here at Tom Michael Insurance Agency Inc. stand ready to answer your questions and address your concerns. Just give us a call at (209) 667-1511, or stop by and see us at 2851 Geer Rd. We'll do our absolute best to make you feel right at home.

  Read MoreRead Less
• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Turlock life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Tom Michael Insurance Agency Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (209) 667-1511 and ask for Tom Michael Insurance Agency Inc. or visit us at 2851 Geer Rd,Turlock,CA,95382. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

  Read MoreRead Less
• Business Insurance

  When unexpected problems arise in the course of doing business, you need to have someone you can depend on. The Tom Michael Insurance Agency Inc. team has been helping Irwin business owners with their insurance concerns for many years. From assisting new business owners with a selection of their first policy to providing improved coverage for organizations growing to new heights, we can help our customers access great coverage at every stage. We know that insurance is personal, so we offer customized coverage options that more precisely address the concerns affecting your organization. This is a great way to obtain coverage that works hard for you.
  
  We work with Nationwide to provide a better selection of coverage solutions to customers looking for business insurance policies. With options such as a businessowners policy (BOP) that includes general liability and commercial property, we are better able to offer the kind of coverage that modern organizations are most interested in. Your insurance policy is going to be working around the clock to protect your interests, and personalizing your policy with the help of Tom Michael Insurance Agency Inc. agents will make sure that this important protection is operating correctly.
  
  Companies in the midst of big changes may also need their business insurance policies revised. If your company is facing restructuring, relocating, or other upheavals, then this is a good time to reevaluate your coverage needs. Call (209) 667-1511 today to speak with an agent at Tom Michael Insurance Agency Inc.. Our 2851 Geer Rd office is here to help business owners serving every industry. Discover improved coverage solutions through Nationwide and Tom Michael Insurance Agency Inc..
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Tom Michael Insurance Agency Inc. also offers products in AZ. Please call for information on products in those states.