Frequently asked questions
Our Insurance Products
After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. John H Leming & Sons specializes in making it easy for Valencia drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At John H Leming & Sons, we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (888) 501-5552. You're also more than welcome to visit us at 28106 Avenue Crocker.
Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and John H Leming & Sons. Our agents can help you take care of this essential step of becoming a Valencia homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Valencia homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our John H Leming & Sons agents demystify the process without oversimplifying it. Call us at (888) 501-5552 to discuss your property and policy coverage. All of our Valencia customers are welcome to make an office appointment, but especially if you live in the 91355 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from John H Leming & Sons.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Valencia life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at John H Leming & Sons will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (888) 501-5552 and ask for John H Leming & Sons or visit us at 28106 Avenue Crocker,Valencia,CA,91355. We will be happy to work with you to make sure your family’s financial security is always protected.
As a business owner, you're often the last person to leave the office or jobsite at the end of the day, but dedication has no doubt always been a part of your work ethic. At John H Leming & Sons in Valencia, we have a similar view. We're dedicated to providing outstanding insurance options that are customized to suit the needs of many different industries, and that's why we work with Nationwide. We can provide coverage that will help you protect and build your business so you have peace of mind.
If yours is a manufacturing company, you may be looking for equipment breakdown coverage. If you have dozens of computers, you will probably want to check out cyber liability insurance that provides coverage for malicious hacking and damage to your computer system. On the other hand, you may be more interested in basic property insurance, which covers your losses from causes as diverse as fire, vandalism or damage from vehicles, or even airplanes. Asset protection can include everything from office equipment to accounting records to the satellite dish on your roof. The point is, insurance plans can be as varied as the reasons for needing coverage, and we would be happy to help you develop a plan customized to suit the requirements of your unique business.
To learn more about commercial insurance, call John H Leming & Sons at (888) 501-5552 or drop by our 28106 Avenue Crocker office. You'll be amazed at the many options that are available for protecting the different aspects of your business. With the proper insurance coverage in place, you'll have one less thing to worry about when you finally leave work for the day.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The John H Leming & Sons also offers products in AZ, CA, CO, MT, NV, NY, OR, SC, TX, WA, KY. Please call for information on products in those states.
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