Frequently asked questions
Our Insurance Products
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Raymond Cecilio Montes. We work with Nationwide to bring you excellent service and coverage in Visalia.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give Raymond Cecilio Montes or another experienced agent a call today at (559) 732-2281. Drivers can discuss options over the phone or in person at 3924 W Caldwell Ave.
In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Visalia outright or you still have payments to make on the mortgage. We at Raymond Cecilio Montes are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, Raymond Cecilio Montes and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.
Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.
By calling Raymond Cecilio Montes at (559) 732-2281 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 3924 W Caldwell Ave or by giving us a call.
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Raymond Cecilio Montes, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Visalia. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Raymond Cecilio Montes and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (559) 732-2281 to discuss them over the phone. You can also make an appointment or visit our office at 3924 W Caldwell Ave,Visalia,CA,93277 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
Whether you operate a golf course, medical clinic, or auto repair shop, coverage from Nationwide can fulfill all the small business insurance requirements that apply to Visalia companies. Let Raymond Cecilio Montes help make sure that your customers and employees are protected, while also allowing your company to move forward when covered damages do occur.
The versatile risk management products from Nationwide are backed by strong value, attractive discounts, and the superior On Your Side® Claims Service. Moreover, flexible billing helps meet your financial scheduling needs, while different payment options can prevent insurance from becoming another logistical hassle. From customized policies to good old fashioned customer service, it's all part of the package Raymond Cecilio Montes offers our Visalia business clients.
No matter how well you know your business, there always seems to be a few lingering questions about the right coverage for your company. Whether it's the location of your storefront, the size of your commercial fleet, or the feasibility of new employee benefits, let Raymond Cecilio Montes answer any and all questions you might have. Give us a call at (559) 732-2281 to talk about your coverage or to schedule an office appointment at 3924 W Caldwell Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Raymond Cecilio Montes also offers products in AZ. Please call for information on products in those states.
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