About Ted Papanickolas Insurance Services
Our Insurance Products
Ted Papanickolas Insurance Services is an insurance agency who makes it a number one priority to do what's best for members. See what a difference having the right agent and a personalized insurance plan as well as the help of Nationwide makes when it comes to protecting the investment you've made in your wheels.
Insurance needs vary by individual circumstances. For example, your needs may be different if this is your first time getting auto insurance, if you have a classic car, or if you're retired and don't drive your vehicle as much as you used to. At Ted Papanickolas Insurance Services, we're familiar with working with various types of driving habits, vehicles, and special needs. We also go to every length to make sure our members have every discount to which they're entitled. Let us know what your ideal auto insurance protection plan looks like and we'll work with you to make it happen.
See what a well-balanced combination of dedication and experience can do for your auto insurance protection. Whenever you're ready, call us at or pay us a visit at our offices at 515 W Noble Ave.
You've already personalized your home, now it's time to personalize your home insurance coverage. Ted Papanickolas Insurance Services is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Visalia, which means your home insurance should reflect that uniqueness. We can help you determine the best coverage for your home.
However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
Ted Papanickolas Insurance Services is ready to help you figure out your personalized home insurance solution. You can visit our office at 515 W Noble Ave or call us at . We will take the time to explain all your options as well as unique coverage concerns based on living in Visalia, and we'll make sure you know about available discounts you may qualify for.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Visalia, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Ted Papanickolas Insurance Services can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call for an appointment with an agent. Feel free to stop by 515 W Noble Ave to discuss Nationwide coverage options in person.
Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, Ted Papanickolas Insurance Services can help you protect past gains, while also positioning your company for future growth.
Through Nationwide, our agents offer business insurance for Visalia companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.
It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at Ted Papanickolas Insurance Services help you build a business owner's policy with coverage that's personalized for your company. Call us at to discuss your Visalia business insurance or to set up an appointment at the office located at 515 W Noble Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ted Papanickolas Insurance Services also offers products in AZ, CA, CO, ID, IL, MO, MT, NV, OR, TX, WA, WY. Please call for information on products in those states.
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