Frequently asked questions
Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Ted Papanickolas Insurance Services focuses on explaining auto insurance coverage in a common sense way that members in Visalia appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Ted Papanickolas Insurance Services works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at , and agents are happy to take set appointments for in-person consultations at our office located at 600 W Acequia Ave.
You've already personalized your home, now it's time to personalize your home insurance coverage. Ted Papanickolas Insurance Services is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Visalia, which means your home insurance should reflect that uniqueness. We can help you determine the best coverage for your home.
However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
Ted Papanickolas Insurance Services is ready to help you figure out your personalized home insurance solution. You can visit our office at 600 W Acequia Ave or call us at . We will take the time to explain all your options as well as unique coverage concerns based on living in Visalia, and we'll make sure you know about available discounts you may qualify for.
At Ted Papanickolas Insurance Services, we want to make customers aware of how easy and affordable life insurance is. We know many people in Visalia think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Ted Papanickolas Insurance Services at to arrange a time to meet in office at 600 W Acequia Ave to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
In unpredictable economic circumstances, it can be good to have something you can depend on. Business owners know they can count on the exceptional protection and customer service provided by Nationwide. Ted Papanickolas Insurance Services has provided leading Nationwide business insurance solutions to entrepreneurs in Visalia for many years. Our experience helping local business owners and Nationwide's experience developing comprehensive coverage solutions especially for commercial clients makes Ted Papanickolas Insurance Services the perfect choice as a policy provider.
Some business insurance policies are designed to fit all customers but may not account for industry, organization size, and other essential factors. Nationwide does things differently. We can customize a policy to suit the needs of your organization so that you have the most meaningful forms of coverage. This is a great way to protect your current assets and your future operations.
Thinking proactively about your company's changing insurance needs is very important. In fact, many business owners may be unaware that their insurance policy needs changing or updating at any point. You might be paying for coverage that is no longer relevant or continuing to renew a policy that is not providing the protection your company actually requires. Ted Papanickolas Insurance Services can help address these problems. Call our 600 W Acequia Ave office at .
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ted Papanickolas Insurance Services also offers products in AZ, CA, CO, ID, IL, MO, MT, NV, OR, TX, WA, WY. Please call for information on products in those states.
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