About Ryan Mathew Hayes
Our Insurance Products
There's nothing quite like taking an easy drive in Walnut Creek as a way to relax and unwind, but a sudden auto accident can change that. Rest assured you'll have the right coverage by allowing Nationwide and Ryan Mathew Hayes to take care of your auto insurance needs. Together, we work to remain up-to-date on your life with an On Your Side Review so that you're prepared for the unexpected.
To help get things back to normal as quickly as possible, we take action well before an accident so that the resulting fallout won't cause you more headache. Our goal is to make sure your motorcycle, car, truck, RV, ATV, or van is restored to its former glory as soon as possible should you ever be involved in an accident. Ryan Mathew Hayes will also make sure you reap the benefits of having an exemplary protection plan.
Don't wait for disaster to strike before you take action to protect yourself, your vehicle, your passengers, and others on the road. We provide expertise and personalization to your life so that we can make sure you have the right coverage. Give us a call at (925) 478-5903 to discuss your options for a plan that meets your individual needs. We'd also be happy to see you in person at our location at 1766 Lacassie Ave.
Ryan Mathew Hayes can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Walnut Creek agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Walnut Creek neighborhoods are, no two households are exactly the same, even within 94596.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Walnut Creek home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Ryan Mathew Hayes walk you through the options and clearly explain your policy choices. Simply give us a call at (925) 478-5903. Or, if you're in the 94596 area during office hours, swing by our Walnut Creek location at 1766 Lacassie Ave, and we can discuss your home insurance options in person.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Ryan Mathew Hayes are here to help newlyweds in the Walnut Creek area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call Ryan Mathew Hayes at (925) 478-5903. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 1766 Lacassie Ave.
Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Ryan Mathew Hayes in Walnut Creek offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.
We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Ryan Mathew Hayes will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.
Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 1766 Lacassie Ave, or you can speak with us over the phone at (925) 478-5903.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ryan Mathew Hayes also offers products in AZ. Please call for information on products in those states.
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