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Capstone Insurance Services, LLC in Toms River, NJ

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Capstone Insurance Services, LLC in Toms River, NJ provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Capstone Insurance Services, LLC is an insurance agent who makes it a number one priority to do what's best for members. See what a difference having the right agent and a personalized insurance plan as well as the help of Nationwide makes when it comes to protecting the investment you've made in your wheels.

    Insurance needs vary by individual circumstances. For example, your needs may be different if this is your first time getting auto insurance, if you have a classic car, or if you're retired and don't drive your vehicle as much as you used to. At Capstone Insurance Services, LLC, we're familiar with working with various types of driving habits, vehicles, and special needs. We also go to every length to make sure our members have every discount to which they're entitled. Let us know what your ideal auto insurance protection plan looks like and we'll work with you to make it happen.

    See what a well-balanced combination of dedication and experience can do for your auto insurance protection. Whenever you're ready, call us at (732) 286-9600 or pay us a visit at our offices at 1386 Route 9.

  • Homeowners Insurance

    Homeowners insurance is a crucial part of owning and protecting a home. That's why the Capstone Insurance Services, LLC has worked so diligently to understand the insurance priorities of 08755 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Toms River neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Toms River home, and our agents can help further personalize your homeowner's policy.

    How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Capstone Insurance Services, LLC offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.

    Our office is located at 1386 Route 9. But our home insurance expertise extends throughout the greater Toms River area. Call the Capstone Insurance Services, LLC at (732) 286-9600 to get our take on the best way to protect against potential homeowner damages.

  • Life Insurance

    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At Capstone Insurance Services, LLC, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Toms River. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Capstone Insurance Services, LLC and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (732) 286-9600 to discuss them over the phone. You can also make an appointment or visit our office at 1386 Route 9,Toms River,NJ,08755 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)

  • Business Insurance

    As a small business owner, Nationwide understands your concern about the future. Your business is your pride and joy, and if something were to happen, you want to be able to provide for yourself and your family. At Nationwide, our knowledgeable and courteous agents can help you find the perfect business insurance policy. We offer a wide array of policies that can be customized to fit businesses of all types and sizes, and we are more than confident that we can find one for you. Nationwide Insurance: Capstone Insurance Services, LLC in Toms River can help you find the coverage you are looking for.

    When it comes to business insurance, there are many things to consider. The needs of your customers, employees, and yourself will need to be taken into account before settling on a policy. At Nationwide this is not a problem, and our property, business income, and liability insurance policies can provide you with coverage that you can rely on. If your property is damaged by fire, nature, or other misfortune, the property itself and the items inside can be covered. If your business must temporarily cease operations, a business income policy can provide you with a steady stream of income to cover your expenses until you can get back in business. Liability insurance is also a must-have to protect your business against customer and third-party lawsuits.

    Nationwide also offers accounts receivable, commercial auto, crime, and worker's compensation policies. At Nationwide Insurance: Capstone Insurance Services, LLC, Capstone Insurance Services, LLC can discuss our full range of insurance products in person. Visit us at 1386 Route 9, or call (732) 286-9600 if you are ready to find the right policy.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Capstone Insurance Services, LLC also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, KY, NJ. Please call for information on products in those states.

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