Chap Arnold Insurance Agency Inc. in Cape Girardeau, MO

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Chap Arnold Insurance Agency Inc. in Cape Girardeau, Missouri provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Chap Arnold Insurance Agency Inc. has been helping Cape Girardeau drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Chap Arnold Insurance Agency Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Cape Girardeau area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Chap Arnold Insurance Agency Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Cape Girardeau auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (800) 397-2427. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Chap Arnold Insurance Agency Inc. is located at 875 N Kingshighway St.

  • Homeowners Insurance

    Homeowners insurance is a crucial part of owning and protecting a home. That's why the Chap Arnold Insurance Agency Inc. has worked so diligently to understand the insurance priorities of 63701 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Cape Girardeau neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Cape Girardeau home, and our agents can help further personalize your homeowner's policy.

    How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Chap Arnold Insurance Agency Inc. offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.

    Our office is located at 875 N Kingshighway St. But our home insurance expertise extends throughout the greater Cape Girardeau area. Call the Chap Arnold Insurance Agency Inc. at (800) 397-2427 to get our take on the best way to protect against potential homeowner damages.

  • Life Insurance

    No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Chap Arnold Insurance Agency Inc. in Cape Girardeau. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.

    From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.

    If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Chap Arnold Insurance Agency Inc. located at 875 N Kingshighway St,Cape Girardeau,MO,63701. You’re also more than welcome to speak with Chap Arnold Insurance Agency Inc. directly by calling (800) 397-2427.


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  • Business Insurance

    Along with versatile coverage options from Nationwide, Chap Arnold Insurance Agency Inc. has the expertise to customize a business insurance solution for any Cape Girardeau company. Whether it's a golf course, medical clinic, food vendor or B2B contractor, learn how to better manage your risk with one of our expert business insurance agents.

    First and foremost, it's crucial that any coverage gaps are identified and eliminated. From liability insurance to worker's compensation and other coverage programs, know that your customers, employees, and business are taken care of should a covered event occur. From there, Chap Arnold Insurance Agency Inc. will help structure a policy around your business needs. Many Cape Girardeau owners find that a business owner's policy makes the most sense for their company, but standalone insurance coverage for liability, property assets, or commercial auto is also available.

    Call Chap Arnold Insurance Agency Inc. at (800) 397-2427. Let's talk about your new policy and the future of your company. We can also schedule an appointment to talk in person. Our office is located at 875 N Kingshighway St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Chap Arnold Insurance Agency Inc. also offers products in AL, AZ, AR, CO, FL, ID, IL, KS, LA, MN, MS, MO, NE, NC, OH, OK, OR, PA, TN, TX, VA, WI, KY, NJ. Please call for information on products in those states.