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Charla Cook Hoernemann, Insurance Agent

Charla K Hoernemann in Cincinnati, OH

Charla Cook Hoernemann

Agency President

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(513) 752-2454(513) 752-2454

Get an insurance quote

Get an insurance quote


(513) 752-2454(513) 752-2454
(513) 752-2159(513) 752-2159


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
Evenings and Weekends by Appointment

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Charla Cook Hoernemann

Our Commitment is to our Client. WE ARE ON YOUR SIDE !


  • Graduate of Fairview High School in Dayton, Ohio; Graduate of Otterbein College in Westerville, Ohio. Farm Certified Agency, working toward LUTCF Designation for Life Insurance.

Languages Spoken

  • English

Licensed In

  • IN
  • KY
  • MI
  • MO
  • OH
  • TN


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications


Community Activities

  • Clermont County Farm Bureau; West Chester / Liberty Township Chamber of Commerce; Supporter of local schools, community activities, sporting events, and church events.

Our Insurance Products

The Nationwide Insurance: Charla K Hoernemann in Cincinnati, OH provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Get a personalized policy solution with Charla K Hoernemann. Our agents will take the time to understand your auto coverage priorities whether your household residing in Cincinnati includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Charla K Hoernemann to serve motorists in neighborhoods across Cincinnati.

    Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to Charla K Hoernemann or one of our other agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Cincinnati drivers for each year of claims-free driving.

    Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Charla K Hoernemann. Call us at (513) 752-2454 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 967 Ohio Pike office.

    Get an insurance quote

  • Homeowners Insurance

    No matter which Charlotte neighborhood you live in, home insurance isn't a luxury. It's an essential measure of financial protection against many different coverable losses. Let the Charla K Hoernemann quickly and clearly explain the different types of coverage you need for your property and belongings. We take great pride in finding personalized policy solutions for our Cincinnati homeowners.

    Have a bunch of older belongings that would be difficult to afford to replace? You'll be interested in Nationwide's Brand New Belongings® program. Are there several high-value items in your home? We'll talk about Valuables Plus® coverage. Do you host a lot of parties, or do you have a swimming pool in the backyard? The most important financial protection in your Cincinnati homeowner's policy may very well be liability coverage.

    This catalog of personalized coverage programs is impressive, but it's not the only reason the Charla K Hoernemann partners with Nationwide. Give us a call at (513) 752-2454. We can talk about available policy discounts, the no-hassle treatment you can expect from the On Your Side® Claims Service, and all the advantages that come with a Nationwide home insurance policy. You can also schedule an appointment with our office. We're located at 967 Ohio Pike.

    Get an insurance quote

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Cincinnati, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Charla K Hoernemann and Charla K Hoernemann can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (513) 752-2454 for an appointment with an agent. Feel free to stop by 967 Ohio Pike,Cincinnati,OH,45245 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

    Get an insurance quote

  • Business Insurance

    As a business owner, you make scores of decisions every day. Some of those have to do with the insurance you carry. Do you have enough? Have you added more employees or purchased new equipment? Are you covered for computer attacks? In other words, have there been changes that indicate a review is in order? At Charla K Hoernemann, we have answers for those questions and many more. Because we work with Nationwide, we can provide you with a wealth of insurance solutions customized specifically to the type of company you own.

    We believe that the insurance you purchase should fit your business like a glove. The basics include property and liability insurance, but there are many other kinds of protection, and what you need depends on what you own. It's a good idea to take stock, listing assets such as buildings, vehicles, office and manufacturing equipment, inventory kept on the premises, fencing, landscaping, signage – even your satellite dish. This is the kind of information our insurance specialists will use help you design the coverage you need.

    At Charla K Hoernemann, we know that most of your waking hours are consumed by your business: how to run it, how to build it, and how to protect it. When it comes to concerns about insurance coverage, we can help make sense of a subject that sometimes seems overly complex. All you have to do is call Charla K Hoernemann at (513) 752-2454, or stop by our Cincinnati office on 967 Ohio Pike. You'll get prompt answers to the questions you have about protecting your business and, better yet, solutions to put your mind at ease.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Charla K Hoernemann also offers products in IN, MI, MO, OH, TN, KY. Please call for information on products in those states.

About Charla K Hoernemann

Scott Hoernemann, Insurance Agent

Scott Hoernemann Associate Agent

(513) 752-2454(513) 752-2454
(513) 752-2159(513) 752-2159
Hoernemann Agency is staffed with qualified, full-service agents who have won the respect and confidence of our clients. We are Farm Certified and write many farms in Ohio and Missouri. Our Farm Clients operate businesses like Farm Markets, Organic Food Products, Meat processing, Livestock production. Our Personal Lines products include Homeowners' insurance, Tenants, Condos, Auto, Liability Umbrellas, and Personal Property like jewelry, artwork, and hearing aids. We also offer Life Insurance. Our Commercial Lines of Business include Business Owners', Landscapers, Subcontractors, Investment Property, Business Auto, Workers' Comp Stop Gap coverage, Employee Dishonesty, and Business Liability Umbrellas. Call us to set an appointment to go over your present policies. We may be able to improve your protection and keep your insurance expenses affordable.
We don't look at ourselves as salespeople. We are people determined to provide each and every customer with a perfectly tailored policy for their individual needs. Please call us to set an appointment to go over your present policies. (513) 752-2454. We are a family owned and operated business. Our clients are in Ohio, Kentucky, Michigan, and Missouri. We are conveniently located in the Cincinnati Metro Area and our main office is located at 967 Ohio Pike, Cincinnati, OH 45245.

Average customer rating for Charla K Hoernemann

967 Ohio Pike
Cincinnati, OH 45245