The Christopher James Parsons Agency in Cape Girardeau, MO provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Christopher James Parsons Agency has been helping Cape Girardeau drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Christopher James Parsons Agency will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Cape Girardeau area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
Christopher James Parsons Agency can answer questions about coverage limits, policy options or billing schedules. Our expertise and Cape Girardeau auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (573) 803-0624. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Christopher James Parsons Agency is located at 1606 Independence St.
Home Insurance
Christopher James Parsons Agency can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Cape Girardeau agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Cape Girardeau neighborhoods are, no two households are exactly the same, even within 63703.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Cape Girardeau home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Christopher James Parsons Agency walk you through the options and clearly explain your policy choices. Simply give us a call at (573) 803-0624. Or, if you're in the 63703 area during office hours, swing by our Cape Girardeau location at 1606 Independence St, and we can discuss your home insurance options in person.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Cape Girardeau, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Christopher James Parsons Agency and Christopher James Parsons Agency can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (573) 803-0624 for an appointment with an agent. Feel free to stop by 1606 Independence St,Cape Girardeau,MO,63703 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Christopher James Parsons Agency may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Cape Girardeau. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Christopher James Parsons Agency can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (573) 803-0624 to set up a time to stop by our office on 1606 Independence St, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Christopher James Parsons Agency also offers products in GA, IL, IN, MO, OH, TN, KY. Please call for information on products in those states.
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