Cummings Insurance Agency Inc. in Brighton, CO

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Cummings Insurance Agency Inc.

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports
  • Human Services

Our Insurance Products

The Cummings Insurance Agency Inc. in Brighton, CO provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Even with advanced auto technology, car accidents are still a common occurrence. Cummings Insurance Agency Inc. understands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Brighton drivers.

    Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.

    Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (303) 659-8600, or visit us at 1300 E Bridge St.

  • Home Insurance

    In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Brighton outright or you still have payments to make on the mortgage. We at Cummings Insurance Agency Inc. are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, we are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.

    Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.

    By calling Cummings Insurance Agency Inc. at (303) 659-8600 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 1300 E Bridge St or by giving us a call.

  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Brighton life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Cummings Insurance Agency Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Cummings Insurance Agency Inc. at (303) 659-8600 or visit us at 1300 E Bridge St. We will be happy to work with you to make sure your family’s financial security is always protected.


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  • Business Insurance

    As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Cummings Insurance Agency Inc., provides a wide variety of specialized business insurance policies to benefit many types of businesses.

    Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.

    If you run a small business in Brighton, Nationwide and Cummings Insurance Agency Inc. are ready and willing to help you. To learn more about which small business policies are right for you, call us at (303) 659-8600 or stop into our offices at 1300 E Bridge St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Cummings Insurance Agency Inc. also offers products in CO. Please call for information on products in those states.