Frequently asked questions
Our Insurance Products
Get a personalized policy solution with Phillip Gira Insurance Agency. Our agents will take the time to understand your auto coverage priorities whether your household residing in Denver includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Phillip Gira Insurance Agency to serve motorists in neighborhoods across Denver.
Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to one of our agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Denver drivers for each year of claims-free driving.
Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Phillip Gira Insurance Agency. Call us at (303) 997-4146 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 469 S Cherry St office.
Homeowners insurance is a crucial part of owning and protecting a home. That's why the Phillip Gira Insurance Agency has worked so diligently to understand the insurance priorities of 80246 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Denver neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Denver home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Phillip Gira Insurance Agency offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 469 S Cherry St. But our home insurance expertise extends throughout the greater Denver area. Call the Phillip Gira Insurance Agency at (303) 997-4146 to get our take on the best way to protect against potential homeowner damages.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Denver, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Phillip Gira Insurance Agency can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (303) 997-4146 for an appointment with an agent. Feel free to stop by 469 S Cherry St to discuss Nationwide coverage options in person.
As a business owner you have a lot of responsibility. One of your priorities should be to make sure that you are properly protected in the event of a loss. At Phillip Gira Insurance Agency in Denver, we understand that every company has its own unique risks and coverage needs. That is why we go over your business in detail including if you own or rent your building, the number and types of employees you have, and the nature of your business. We then recommend a custom plan to make sure you are protected against a variety of different risks.
While some companies may offer a one-size-fits-all policy, we have several options that you can choose from. For example, if your employees will be driving company vehicles or their own for business purposes it is important to have commercial auto coverage. If your business depends on computers and equipment for daily operation, you may want to have protection against equipment breakdown. You also may need extra liability protection, such as umbrella insurance, in order to protect you when accidents happen. To make things easy, many business owners choose our business owners policy (BOP), which packages important coverages together.
When you are ready to protect your company, Phillip Gira Insurance Agency is available to walk you through your options. You can call our office at (303) 997-4146 to set up an appointment or speak with an agent over the phone. You can also visit our office at 469 S Cherry St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Phillip Gira Insurance Agency also offers products in AR. Please call for information on products in those states.
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