Colonial Insurance Services Inc.
Our Insurance Products
- Auto InsuranceUnderstanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Colonial Insurance Services Inc. focuses on explaining auto insurance coverage in a common sense way that members in Midland appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. David L Hartsell works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (704) 888-3232, and agents are happy to take set appointments for in-person consultations at our office located at 4285 Highway 24 27 E.
- Homeowners InsuranceIf you are currently in the market for new home insurance protection in Midland, then now is the time to get in touch with the agents at Colonial Insurance Services Inc.. There are numerous factors that can have a significant bearing on the kind of coverage you should be seeking, including the cost to rebuild your home and other structures on your property. For more details on coverage solutions that are best suited to your needs, contact David L Hartsell or our other agents, who are ready to provide assistance. For instance, the Brand New Belongings® option may help to replace or repair covered items.
Together with the help of Nationwide, Colonial Insurance Services Inc. can provide you with some of the best insurance solutions available. For example, should an incident occur, eliminate the stress of sorting through all of the information on your own by allowing us to assist you. This way, if you come home to find that your house has been burglarized, you can at least be confident that your covered losses will be handled as you forge ahead on the path to recovery. For homes that are exposed to destructive weather, we have the means to get you covered there as well.
For straightforward solutions to your home insurance needs in Midland, don't hesitate to visit with the agents in our office at 4285 Highway 24 27 E. Alternatively, we also conduct consultations and assist with purchases over the phone at (704) 888-3232.
- Life InsuranceAt Colonial Insurance Services Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Midland think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact David L Hartsell at (704) 888-3232 to arrange a time to meet in office at 4285 Highway 24 27 E,Midland,NC,28107 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
- Business InsuranceThe business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Nationwide Insurance: Colonial Insurance Services Inc. works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you.
A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised.
We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give David L Hartsell a call at (704) 888-3232, or stop by our 4285 Highway 24 27 E office in Midland. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Colonial Insurance Services Inc. also offers products in CA, FL, GA, NC, OH, SC, VA. Please call for information on products in those states.
Nationwide mobile app
- Pay your bill
- View insurance cards without logging in
- View your policies
- Start an auto claim