Frequently asked questions
Our Insurance Products
Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then is here to help. At Shimkus Murphy & Lemkuil Inc., we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Hartford, know that we will always be there when you need us.
Come in today and talk to . You can visit us at 380 New Britain Ave or call in advance at (860) 249-1396 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.
When you do business with Shimkus Murphy & Lemkuil Inc., you deal with people who are adept at finding policies fitted to your needs and budget. There are several factors that should be considered when obtaining the right protection for your home in Hartford, including your ownership of a pool (or lack thereof) and the overall cost to rebuild your home. For expert assistance in sorting through all of the coverage options, get in touch with or another helpful agent in our office. If you possess a large number of valuable assets such as jewelry or fine art, the protection offered by Valuables Plus® is a great choice and is something to discuss with your agent.
At Shimkus Murphy & Lemkuil Inc., we work together with Nationwide to bring you the best possible choices for your home insurance. We provide you with a selection experience that is smooth and intuitive so that you can get on with your daily life without additional stress. If you ever come home to find that you are a victim of a covered loss, we have what it takes to pick up the pieces. If you frequently experience severe weather conditions in your area, we can also help you find solutions for damage that may be caused by these storms.
Speak with one of our agents today to get started on finding a hassle-free plan. If you would like to meet with someone in person, come to our office at 380 New Britain Ave. Or call us at (860) 249-1396.
Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Shimkus Murphy & Lemkuil Inc. in Hartford offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.
We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Shimkus Murphy & Lemkuil Inc. will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.
Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 380 New Britain Ave, or you can speak with us over the phone at (860) 249-1396.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Shimkus Murphy & Lemkuil Inc. also offers products in CT. Please call for information on products in those states.
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