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Royko-Charamut Insurance in Rocky Hill, CT

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Royko-Charamut Insurance in Rocky Hill, Connecticut provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Get a personalized policy solution with Royko-Charamut Insurance. Our agents will take the time to understand your auto coverage priorities whether your household residing in Rocky Hill includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Royko-Charamut Insurance to serve motorists in neighborhoods across Rocky Hill.

    Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to Royko-Charamut Insurance or one of our other agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Rocky Hill drivers for each year of claims-free driving.

    Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Royko-Charamut Insurance. Call us at (860) 721-9282 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 154 New Britain Ave office.

  • Home Insurance

    The Royko-Charamut Insurance has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Rocky Hill neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let Royko-Charamut Insurance or one of our other knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.

    Royko-Charamut Insurance has partnered with Nationwide to deliver superior home insurance solutions to Rocky Hill homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.

    There's no reason to let personalized options give you headaches when choosing your coverage. Call the Royko-Charamut Insurance, and we'll be your no-nonsense guide to Rocky Hill home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 154 New Britain Ave.

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Rocky Hill, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Royko-Charamut Insurance, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Royko-Charamut Insurance and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (860) 721-9282 to speak with one of our team members, or stop by 154 New Britain Ave,Rocky Hill,CT,06067 to discuss your insurance needs in our office.


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  • Business Insurance

    If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.

    Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.

    In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Royko-Charamut Insurance at Nationwide Insurance: Royko-Charamut Insurance in Rocky Hill can help you find the right one. Stop by your local Nationwide agency on 154 New Britain Ave, or call (860) 721-9282 to learn more.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Royko-Charamut Insurance also offers products in CT. Please call for information on products in those states.