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Cummins Insurance Agency Inc. in Fair Oaks, CA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Cummins Insurance Agency Inc. in Fair Oaks, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Just as not all vehicles are the same, not all auto insurance policies are the same. specializes in creating auto insurance plans unique to your driving conditions and the demands of Fair Oaks. As a representative of Nationwide, you can rest knowing that your automobile is covered.

    We make it simple and quick for you to get the auto coverage you need for your vehicle. The Cummins Insurance Agency Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.

    doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (916) 961-6000, or you're more than welcome to pay us a visit at our office located at 4401 Hazel Ave. We look forward to providing auto insurance to meet your wants and needs.

  • Homeowners Insurance

    Buying a new home in Fair Oaks is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, can help. Here at Cummins Insurance Agency Inc., we help homeowners every day by providing personalized insurance solutions.

    Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.

    We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Cummins Insurance Agency Inc. team members are here to help. Call us today at (916) 961-6000 or visit our 4401 Hazel Ave location.

  • Life Insurance

    At Cummins Insurance Agency Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Fair Oaks think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact at (916) 961-6000 to arrange a time to meet in office at 4401 Hazel Ave,Fair Oaks,CA,95628 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    Beyond general liability and asset protection, let Nationwide Insurance: Cummins Insurance Agency Inc. help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Fair Oaks. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Nationwide Insurance: Cummins Insurance Agency Inc..

    Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Nationwide Insurance: Cummins Insurance Agency Inc. can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.

    Give Nationwide Insurance: Cummins Insurance Agency Inc. a call at (916) 961-6000, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 4401 Hazel Ave.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Cummins Insurance Agency Inc. also offers products in AZ, CA, ID, IN, NV. Please call for information on products in those states.

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