Cummins Insurance Agency Inc. in Fair Oaks, CA

The Cummins Insurance Agency Inc. in Fair Oaks, CA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Just as not all vehicles are the same, not all auto insurance policies are the same. Cummins Insurance Agency Inc. specializes in creating auto insurance plans unique to your driving conditions and the demands of Fair Oaks. As a representative of Nationwide, you can rest knowing that your automobile is covered.
  
  We make it simple and quick for you to get the auto coverage you need for your vehicle. The Cummins Insurance Agency Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.
  
  Cummins Insurance Agency Inc. doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (916) 961-6000, or you're more than welcome to pay us a visit at our office located at 4401 Hazel Ave. We look forward to providing auto insurance to meet your wants and needs.

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• Home Insurance

  Buying a new home in Fair Oaks is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, Cummins Insurance Agency Inc. can help. Here at Cummins Insurance Agency Inc., we help homeowners every day by providing personalized insurance solutions.
  
  Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.
  
  We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Cummins Insurance Agency Inc. team members are here to help. Call us today at (916) 961-6000 or visit our 4401 Hazel Ave location.

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• Life Insurance

  At Cummins Insurance Agency Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Fair Oaks think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Cummins Insurance Agency Inc. at (916) 961-6000 to arrange a time to meet in office at 4401 Hazel Ave,Fair Oaks,CA,95628 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  As a business owner, you're often the last person to leave the office or jobsite at the end of the day, but dedication has no doubt always been a part of your work ethic. At Cummins Insurance Agency Inc. in Fair Oaks, we have a similar view. We're dedicated to providing outstanding insurance options that are customized to suit the needs of many different industries, and that's why we work with Nationwide. We can provide coverage that will help you protect and build your business so you have peace of mind.
  
  If yours is a manufacturing company, you may be looking for equipment breakdown coverage. If you have dozens of computers, you will probably want to check out cyber liability insurance that provides coverage for malicious hacking and damage to your computer system. On the other hand, you may be more interested in basic property insurance, which covers your losses from causes as diverse as fire, vandalism or damage from vehicles, or even airplanes. Asset protection can include everything from office equipment to accounting records to the satellite dish on your roof. The point is, insurance plans can be as varied as the reasons for needing coverage, and we would be happy to help you develop a plan customized to suit the requirements of your unique business.
  
  To learn more about commercial insurance, call Cummins Insurance Agency Inc. at (916) 961-6000 or drop by our 4401 Hazel Ave office. You'll be amazed at the many options that are available for protecting the different aspects of your business. With the proper insurance coverage in place, you'll have one less thing to worry about when you finally leave work for the day.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Cummins Insurance Agency Inc. also offers products in AZ. Please call for information on products in those states.