David A Smith Jr, Insurance Agent

David A Smith & Associates Inc.

David A Smith Jr
Agency President
9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PMClosed Today Closed Today

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Main Number
(410) 788-0112(410) 788-0112

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Get an insurance quote

(410) 788-0112(410) 788-0112
(410) 788-6994(410) 788-6994

Send David A Smith Jr an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:30 PM
Tue9:00 AM - 5:30 PM
Wed9:00 AM - 5:30 PM
Thu9:00 AM - 5:30 PM
Fri9:00 AM - 5:30 PM
After hours contact for Nationwide Claims reporting, policy service, & bill paying: 1-877-669-6877.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About David A Smith Jr

Married to Marge Smith since 1963. Father of David L. Smith. Lifetime member of Arbutus Little League. Member of Baltimore Streetcar Museum. Old enough to know what comprises great service; young enough to assure my agency provides that service.
Languages Spoken
  • English
Licensed In
  • MD
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Recipient of Nationwide's "Business Agent of the Year", President's and Champion awards as well as "Life Executive Council", and "Business Executive Council" designations. Licensed to serve client needs with insurance products.
  • Champion Award
  • Presidents Conference Award
Community Activities
  • Managed in the Arbutus Little League for 21 years; coached Arbutus Football teams and basketball teams for several years. A resident of Arbutus since 1963

Our Insurance Products

The David A Smith & Associates Inc. in Catonsville, MD provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why David A Smith Jr works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Catonsville.

    Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value David A Smith & Associates Inc. understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.

    If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with David A Smith Jr at (410) 788-0112. You can also make an appointment for a face to face meeting at our offices at 922 Frederick Road.

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  • Homeowners Insurance
    At David A Smith & Associates Inc. we understand that you want insurance coverage for your home in Catonsville without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and David A Smith Jr can help you asses your insurance requirements and choose a policy that offers the coverage you need.

    David A Smith & Associates Inc. has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.

    To find out more information regarding the programs that are right for you, call (410) 788-0112 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 922 Frederick Road.

    Get an insurance quote

  • Life Insurance
    At David A Smith & Associates Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Catonsville think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact David A Smith Jr at (410) 788-0112 to arrange a time to meet in office at 922 Frederick Road,Catonsville,MD,21228 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.

    LAW-0244AO (05/18)

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  • Business Insurance
    You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at David A Smith & Associates Inc. may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.

    We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Catonsville. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.

    With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As David A Smith Jr can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (410) 788-0112 to set up a time to stop by our office on 922 Frederick Road, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The David A Smith & Associates Inc. also offers products in MD. Please call for information on products in those states.

About David A Smith & Associates Inc.

Steve Frazer, Insurance Agent

Steve Frazer Associate Agent

(410) 788-0112(410) 788-0112
(410) 788-6994(410) 788-6994

Send Steve Frazer an Email

922 Frederick Rd
Catonsville, MD 21228
Main Number
(410) 788-0112(410) 788-0112
Click to visit page of this location
The agency was founded by David A. Smith in 1976.
The Frederick Road (main) office is staffed by: David A. Smith, Agent/President; David L. Smith, Office Manager & Associate Agent; Ruth Frazer (Associate Agent); and Shellie Souders(Associate Agent). The Essex office is staffed by Steve Frazer, Associate Agent.

Average customer rating for David A Smith & Associates Inc.

922 Frederick Road
Catonsville, MD 21228