David A Smith Jr, Insurance Agent

David A Smith & Associates Inc.

David A Smith Jr
Agency President
9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PMClosed Today Closed Today

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Main Number
(410) 788-0112(410) 788-0112

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Get an insurance quote

(410) 788-0112(410) 788-0112
(410) 788-6994(410) 788-6994

Send David A Smith Jr an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:30 PM
Tue9:00 AM - 5:30 PM
Wed9:00 AM - 5:30 PM
Thu9:00 AM - 5:30 PM
Fri9:00 AM - 5:30 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About David A Smith Jr

Married to Marge Smith since 1963. Father of David L. Smith. Lifetime member of Arbutus Little League. Member of Baltimore Streetcar Museum. Old enough to know what comprises great service; young enough to assure my agency provides that service.
Languages Spoken
  • English
Licensed In
  • MD
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Recipient of Nationwide's "Business Agent of the Year", President's and Champion awards as well as "Life Executive Council", and "Business Executive Council" designations. Licensed to serve client needs with insurance products.
  • Champion Award
  • Presidents Conference Award
Community Activities
  • Managed in the Arbutus Little League for 21 years; coached Arbutus Football teams and basketball teams for several years. A resident of Arbutus since 1963

Our Insurance Products

The David A Smith & Associates Inc. in Catonsville, MD provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with David A Smith & Associates Inc.. We work with Nationwide to bring you excellent service and coverage in Catonsville.

    Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.

    Give David A Smith & Associates Inc. or another experienced agent a call today at (410) 788-0112. Drivers can discuss options over the phone or in person at 922 Frederick Rd.

    Get an insurance quote

  • Homeowners Insurance
    Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. Here at David A Smith & Associates Inc., David A Smith Jr helps homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.

    Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.

    Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. David A Smith & Associates Inc. is located at 922 Frederick Rd. Contact our office at (410) 788-0112 to speak with our agent.

    Get an insurance quote

  • Life Insurance
    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at David A Smith & Associates Inc. proudly work with residents in the Catonsville area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (410) 788-0112 and ask to speak to David A Smith Jr. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 922 Frederick Rd,Catonsville,MD,21228. We look forward to seeing you.

    LAW-0246AO (05/18)

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  • Business Insurance
    Even if you're opening a new business and money is tight, having some type of business insurance is crucial. David A Smith & Associates Inc. in Catonsville offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.

    We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. David A Smith Jr will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.

    Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 922 Frederick Rd, or you can speak with us over the phone at (410) 788-0112.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The David A Smith & Associates Inc. also offers products in MD. Please call for information on products in those states.

About David A Smith & Associates Inc.

Marge Smith, Insurance Agent

Marge Smith Associate Agent

(410) 788-0112(410) 788-0112
(410) 788-6994(410) 788-6994

Send Marge Smith an Email

David L Smith, Insurance Agent

David L Smith Associate Agent/Office Manager

(410) 788-0112(410) 788-0112
(410) 788-6994(410) 788-6994

Send David L Smith an Email

Shellie Souders, Insurance Agent

Shellie Souders Associate

(410) 788-0112(410) 788-0112
(410) 788-6994(410) 788-6994

Send Shellie Souders an Email

Ruth Kiel-Frazer, Insurance Agent

Ruth Kiel-Frazer Associate Agent

(410) 788-0112(410) 788-0112
(410) 788-6994(410) 788-6994

Send Ruth Kiel-Frazer an Email

922 Frederick Road
Catonsville, MD 21228
Main Number
(410) 788-0112(410) 788-0112
Click to visit page of this location
The agency was founded by David A. Smith in 1976.
The Frederick Road (main) office is staffed by: David A. Smith, Agent/President; David L. Smith, Office Manager & Associate Agent; Ruth Frazer (Associate Agent); and Shellie Souders(Associate Agent). The Essex office is staffed by Steve Frazer, Associate Agent.

Average customer rating for David A Smith & Associates Inc.

922 Frederick Rd
Catonsville, MD 21228