Frequently asked questions
Our Insurance Products
Even with advanced auto technology, car accidents are still a common occurrence. Calvin C Sheets Jr understands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Bear drivers.
Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.
Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (302) 832-0441, or visit us at 254 Foxhunt Dr.
Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Calvin C Sheets Jr in Bear has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Calvin C Sheets Jr will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
Contact Calvin C Sheets Jr to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 254 Foxhunt Dr. You can also give us a call at (302) 832-0441 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Calvin C Sheets Jr are here to help people like you in the Bear area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Calvin C Sheets Jr at (302) 832-0441. We are located at 254 Foxhunt Dr. Let us help you find the right policy to assure your family’s financial security.
If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Calvin C Sheets Jr in Bear can help you find the right one. Stop by your local Nationwide agency on 254 Foxhunt Dr, or call (302) 832-0441 to learn more.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Calvin C Sheets Jr also offers products in DE. Please call for information on products in those states.
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