The Steinebach, Beaty & Associates in Bear, DE provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Steinebach, Beaty & Associates prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Steinebach, Beaty & Associates works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (302) 328-3010. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Steinebach, Beaty & Associates in our office at 296 Bear Christiana Rd.
Home Insurance
Steinebach, Beaty & Associates is a leading Nationwide Insurance agent who specializes in home insurance. These policies protect your home in the event of many natural and man-made disasters, and provide required coverage prior to purchasing a property in many cases. Here at Steinebach, Beaty & Associates, we understand the unique needs of homeowners, and we will do everything in our power to find the right type of policy for you and your home. When you work with a Nationwide agent, you will be working with one of the very best.
In addition, Nationwide's umbrella policies provide a full range of coverage in the event of a disaster. These policies provide extensive bodily injury, personal injury, and property damage coverage for you and other individuals. If a visitor sustains an injury or damages property on your premises, an umbrella or liability policy can protect you from lawsuits.
If you are in the market for a new home insurance policy or personal liability protection, Steinebach, Beaty & Associates in Bear can provide you with the guidance you need to find a policy. We are located at 296 Bear Christiana Rd, and we take pride in providing insurance services to the local area. Call us now at (302) 328-3010 to learn how you can secure your greatest investment – your home
Life Insurance
If you are thinking about purchasing a life insurance policy in Bear, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At Steinebach, Beaty & Associates, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Steinebach, Beaty & Associates and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (302) 328-3010 to speak with one of our team members, or stop by 296 Bear Christiana Rd,Bear,DE,19701 to discuss your insurance needs in our office.
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Business Insurance
If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Steinebach, Beaty & Associates in Bear can help you find the right one. Stop by your local Nationwide agency on 296 Bear Christiana Rd, or call (302) 328-3010 to learn more.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Steinebach, Beaty & Associates also offers products in DE, MD, PA. Please call for information on products in those states.