Michael D Frankos Agency in Dover, DE

The Michael D Frankos Agency in Dover, DE provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Michael D Frankos Agency has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Dover differ, and we recognize that.
  
  Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.
  
  Give Michael D Frankos Agency a call today at (302) 531-1196 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 375 W North St. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

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• Home Insurance

  Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Michael D Frankos Agency in Dover has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
  
  Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Michael D Frankos Agency will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
  
  Contact Michael D Frankos Agency to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 375 W North St. You can also give us a call at (302) 531-1196 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

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• Life Insurance

  Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
  
  We at Michael D Frankos Agency are here to help newlyweds in the Dover area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
  
  In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
  
  After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
  
  Call us at (302) 531-1196 and ask for Michael D Frankos Agency. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 375 W North St,Dover,DE,19904. It may be the most important date of your life.
  
  
  LAW-0247AO (05/18)

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• Business Insurance

  Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Michael D Frankos Agency in Dover offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.
  
  We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Michael D Frankos Agency will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.
  
  Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 375 W North St, or you can speak with us over the phone at (302) 531-1196.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Michael D Frankos Agency also offers products in DE, MD, PA, VA. Please call for information on products in those states.