Richard F Broadbent in Lewes, DE

The Richard F Broadbent in Lewes, DE provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Richard F Broadbent knows how important this is to drivers in Lewes, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
  
  When building a policy, Richard F Broadbent asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
  
  Get the peace of mind you need by getting the policy that fits your needs. Call (302) 479-7777 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 16373 Coastal Hwy.

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• Home Insurance

  You've already personalized your home, now it's time to personalize your home insurance coverage. Richard F Broadbent is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Lewes, which means your home insurance should reflect that uniqueness. We can help you determine the best coverage for your home.
  
  However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
  
  Richard F Broadbent is ready to help you figure out your personalized home insurance solution. You can visit our office at 16373 Coastal Hwy or call us at (302) 479-7777. We will take the time to explain all your options as well as unique coverage concerns based on living in Lewes, and we'll make sure you know about available discounts you may qualify for.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Richard F Broadbent are here to help people like you in the Lewes area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Richard F Broadbent at (302) 479-7777. We are located at 16373 Coastal Hwy. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
  
  Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
  
  In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Richard F Broadbent in Lewes can help you find the right one. Stop by your local Nationwide agency on 16373 Coastal Hwy, or call (302) 479-7777 to learn more.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Richard F Broadbent also offers products in . Please call for information on products in those states.