The Downes Insurance Associates IN in Milford, DE provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
When you're shopping for auto insurance, it helps for you to treat the experience like you are shopping for an insurer too. After all, the relationship you have with your insurer and their track record for accommodating its members plays a significant part in how well you recover from any covered events. Working with Downes Insurance Associates IN on 1047 N Walnut St will minimize any inconvenience you may experience. Your needs are our concerns, and we will be there to answer any questions or coverage issues you may have.
We want to protect what matters most to you so you can enjoy it with more freedom. Your vehicles are assets that need to be covered by an insurer that caters to its members. By working with Nationwide, we offer you a fast, efficient, and pleasant experience with On Your Side® Claims Service. There are opportunities for savings, including discounts for multiple vehicles and maintaining a good driving history. You can also enjoy easy access to your information and member resources to get the answers you need 24/7.
We want you to get the level of coverage that is most suited for your needs and situation. Call (302) 422-8863 so you can speak with Downes Insurance Associates IN in Milford. We'll perform an On Your Side® Review so you can get a policy that protects all of your vehicles and household drivers at a low price that you can comfortably afford.
Home Insurance
Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Downes Insurance Associates IN. Our agents can help you take care of this essential step of becoming a Milford homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Milford homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Downes Insurance Associates IN agents demystify the process without oversimplifying it. Call us at (302) 422-8863 to discuss your property and policy coverage. All of our Milford customers are welcome to make an office appointment, but especially if you live in the 19963 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Downes Insurance Associates IN.
Business Insurance
The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Downes Insurance Associates IN works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you.
A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised.
We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Downes Insurance Associates IN a call at (302) 422-8863, or stop by our 1047 N Walnut St office in Milford. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Downes Insurance Associates IN also offers products in DE, MD, PA. Please call for information on products in those states.
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