The Harry J. Insley in Seaford, Delaware provides the following products. To learn more about each insurance product, click on the links below.
After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Harry J. Insley specializes in making it easy for Seaford drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Harry J. Insley, we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (302) 628-1888. You're also more than welcome to visit us at 24488 Sussex Hwy.
Buying a home is a big step; this decision holds the key to a stable, more financially sound future. Homeowners and their families deserve the right kind of protection, which is why Harry J. Insley offers comprehensive home insurance coverage. Protecting this important investment goes a long way towards ensuring that your home is there for you today and tomorrow. Enjoy knowing that you are creating a legacy that will see you through the many years to come. Harry J. Insley is here to help you find the right coverage for your home.
Our Seaford agency offers personalized Nationwide insurance products that give homeowners the coverage they need. Customizing insurance solutions to your needs is part of what makes our work so valuable. We go the extra mile to make sure that your home receives the coverage it requires. The result is a policy that addresses the distinctive needs of your home, the surrounding property, and even structures like free-standing garages.
If you bought your home a while back but are looking to switch to a different policy provider, the Harry J. Insley team can help. By evaluating your current needs as a homeowner we can make recommendations regarding improved lines of coverage. This is a great way to get personalized advice that speaks directly to your individual concerns. To speak with Harry J. Insley or any other member of our team, visit our 24488 Sussex Hwy office or call us at (302) 628-1888.
Life Insurance
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Harry J. Insley proudly work with residents in the Seaford area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (302) 628-1888 and ask to speak to Harry J. Insley. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 24488 Sussex Hwy,Seaford,DE,19973. We look forward to seeing you.
LAW-0246AO (05/18)
Business Insurance
As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
Harry J. Insley can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
You may be wondering why you should choose a policy through Nationwide and Harry J. Insley. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (302) 628-1888 or stop by our offices on 24488 Sussex Hwy.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
Choosing a new apartment or house to rent in Seaford can be an exciting time. Along with searching for a new rental home comes other decisions: which neighborhood you’d like to live in, what type of amenities you’d want, and how much insurance coverage you will need. Many renters are under the impression that their landlord’s insurance policy offers coverage for them as well, but this is generally not the case. While your landlord’s policy will cover the building itself, it may not include your personal belongings or injuries from within the structure.
If you experience a covered loss in your rental, renters insurance will help cover the associated costs. Do you have many irreplaceable belongings? If so, you’ll be interested in the Actual Cash Value coverage. Do you have belongings that are essential to your daily life and would need to be replaced in the case of damage? If yes, then you should ask about Replacement Cost coverage. Harry J. Insley can help you safeguard your belongings by answering all your questions about renters insurance coverage.
Don’t wait until an unexpected event occurs to protect yourself and your belongings. Give Harry J. Insley a call at (302) 628-1888 or visit at 24488 Sussex Hwy to learn more about your options for a plan that meets your individual needs. We will be happy to help ensure that you and your belongings are protected with coverage from Nationwide.
Buying a condo in Seaford is a big step and finding the right coverage for your investment is an essential measure of protection. No matter how modest your lifestyle is, replacing your belongings can be costly. In addition to replacing your belongings, the cost of repairing the damage to your home can be overwhelming. Let Harry J. Insley help you choose an insurance coverage plan from Nationwide to provide protection for yourself and your belongings.
Does your building association charge assessment fees if damage is experienced? If so, you’ll be interested in Condo Loss Assessments coverage. Do you have high-value items such as jewelry, watches, antiques, or fine art? Then you may be interested in learning more about Valuables Plus® coverage. You can discuss the many coverage options with the agents at Harry J. Insley to build a customized policy that fits your life.
Whether you are investing in a new condo or are planning to give new life to an older space, now is the time to protect your property against the unexpected. Give Harry J. Insley a call at (302) 628-1888 or visit at 24488 Sussex Hwy to learn more about your options for a plan that meets your individual needs.
The Harry J. Insley also offers products in DE, FL, GA, IN, MD, NH, NY, NC, OH, PA, SC, TN, TX, VA, WV, NJ. Please call for information on products in those states.