Clark Hornung & Associates LLC in Wilmington, DE

The Clark Hornung & Associates LLC in Wilmington, DE provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Clark Hornung & Associates LLC prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Wilmington feeling confident they have exactly the coverage they need.
  
  Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Clark Hornung & Associates LLC works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
  
  If you have questions about coverage options and policies, talk to one of our agents by calling us at (302) 477-0584. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 900 Philadelphia Pike.

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• Home Insurance

  Your home is where your life takes place, so your home insurance policy should keep up with you and not the other way around. With Clark Hornung & Associates LLC, we are here to help you find affordable, personalized insurance coverage to make your life a little bit easier. We tailor your policy to reflect your needs and to ultimately protect your property, assets, and loved ones if you experience a covered loss. Our team can discuss your needs, your concerns, and budget to come up with a policy that gives you greater peace of mind.
  
  In Wilmington, there are certain hazards unique to this area that can put your home at risk, and you probably already know what they are. We're also familiar with these risks and want to make sure your policy protects you if you experience one. Not only will we listen to your needs, but we'll also give you suggestions and information about our specialized products to take the hassle out of shopping for insurance. For example, with our Brand New Belongings® coverage program, you get help replacing or repairing your covered items if disaster ever strikes. Through this program, your belongings are protected up to their full value.
  
  The quality of our insurance assistance speaks for itself, and we can't wait to partner with you. Call (302) 477-0584 today to find out more about protecting your home with a personalized policy. Or, come and see us at our office located at 900 Philadelphia Pike.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Wilmington life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Clark Hornung & Associates LLC will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Clark Hornung & Associates LLC at (302) 477-0584 or visit us at 900 Philadelphia Pike. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  If you have recently opened a business, you may have several questions about insurance coverage. Finding a policy that provides the right types of coverage in the right amounts can be challenging. Here at Clark Hornung & Associates LLC, we work with Nationwide to bring personalized insurance options to our customers.
  
  Choosing the right coverages will make sure that your investment is doing the most for your business. A policy that is a poor fit can be frustrating, and you might be paying for unnecessary coverages or even underinsuring essential assets. These can be surprisingly common problems that can be corrected with the help of a personalized policy. Nationwide excels at making personalized solutions available, and we have chosen to work with them to give our customers access to improved coverage options. Customers also get the benefit of having access to Nationwide's large network of support associates. Anytime you have questions about your policy or need to make a claim, they can assist.
  
  If you are a new business owner in Wilmington and have questions about your business's coverage needs, we can help. Years of experience give our team members a nuanced perspective on the evolving coverage needs of businesses and other organizations. You can reach Clark Hornung & Associates LLC by calling (302) 477-0584. Customers can also visit our office at 900 Philadelphia Pike.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Clark Hornung & Associates LLC also offers products in AL. Please call for information on products in those states.