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Dennis R Horne, Insurance Agent

Dennis R. Horne in Northern Cambria, PA

Dennis R Horne

Agency Owner

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(814) 948-8940(814) 948-8940

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Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Dennis R Horne

Married in 1987 to the lovely Teddi Horne. One son Francis age 17.


  • Graduate of Cambria Heights School in 1981. B.S. Degree 1985 St Francis College.

Languages Spoken

  • English

Licensed In

  • MD
  • PA


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • Agency development School 1989. Business Lines School 1990.


  • Champion Award

Community Involvement Events

  • Enjoys sailing on Chesapeake Bay or anywhere else. I also enjoy history.

Our Insurance Products

The Nationwide Insurance: Dennis R. Horne in Northern Cambria, PA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Dennis R. Horne is your go-to source for friendly, knowledgeable advice about your Northern Cambria auto insurance. It doesn't matter if you're trying to determine the right claim limits for your household, or if you're a first-time owner of an RV, motorcycle, or specialty vehicle. Whatever your question, we can help you find quick, confident answers and speedily take care of your auto insurance needs.

    Dennis R. Horne customer needs run the gamut from meeting minimum requirements for the state of PA and finding low-as-they-go premiums, to building comprehensive, personalized coverage through various Nationwide programs. Along with higher claim limits, roadside assistance, rental reimbursement, and gap insurance are some of the popular options. You can also reward yourself for every year of claims-free driving by enrolling in the Vanishing Deductible® program.

    There are sizable discounts available to most customers, everything from good grades to multiple policy discounts. We also offer plenty of billing and payment options to make running your household just a little bit easier. Whether you're in our neck of the woods on 1101 Philadelphia Ave or no matter where you live in Northern Cambria, you can get the coverage you need with the Dennis R. Horne. Give us a call at (814) 948-8940 today.

    Get an insurance quote

  • Homeowners Insurance

    Dennis R. Horne knows just how to protect Northern Cambria residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.

    Even in the most tightly knit Northern Cambria neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at Dennis R. Horne your individual concerns, and discover how to make coverage choices with speed and confidence.

    Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.

    Call us at (814) 948-8940 to choose a policy or to set up an office appointment. Dennis R. Horne is located at 1101 Philadelphia Ave.

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  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Northern Cambria life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Dennis R. Horne will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (814) 948-8940 and ask for Dennis R. Horne or visit us at 1101 Philadelphia Ave,Northern Cambria,PA,15714. We will be happy to work with you to make sure your family’s financial security is always protected.

    LAW-0245AO (05/18)

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  • Business Insurance

    As a small business owner, Nationwide understands your concern about the future. Your business is your pride and joy, and if something were to happen, you want to be able to provide for yourself and your family. At Nationwide, our knowledgeable and courteous agents can help you find the perfect business insurance policy. We offer a wide array of policies that can be customized to fit businesses of all types and sizes, and we are more than confident that we can find one for you. Dennis R. Horne in Northern Cambria can help you find the coverage you are looking for. When it comes to business insurance, there are many things to consider. The needs of your customers, employees, and yourself will need to be taken into account before settling on a policy. At Nationwide this is not a problem, and our property, business income, and liability insurance policies can provide you with coverage that you can rely on. If your property is damaged by fire, nature, or other misfortune, the property itself and the items inside can be covered. If your business must temporarily cease operations, a business income policy can provide you with a steady stream of income to cover your expenses until you can get back in business. Liability insurance is also a must-have to protect your business against customer and third-party lawsuits. Nationwide also offers accounts receivable, commercial auto, crime, and worker's compensation policies. At Dennis R. Horne, Dennis R. Horne can discuss our full range of insurance products in person. Visit us at 1101 Philadelphia Ave, or call (814) 948-8940 if you are ready to find the right policy. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Dennis R. Horne also offers products in MD, PA. Please call for information on products in those states.

About Dennis R. Horne

310 Keystone Ave
Cresson, PA 16630
Main Number
(814) 886-4021(814) 886-4021
Click to visit page of this location
I am the third generation Nationwide family agency with the first being my Grandfather, Dennis Horne, who started back in 1950 in St Augustine, PA and the second being my father, Francis Horne, back in 1961. Prior to joining the Nationwide family, I worked at a CPA firm as staff accountant. At The Horne Agency, you will feel at home -- like a family member. We do our best to provide old fashioned service, we even answer the phone. We will always try to find you all the discounts you deserve. And if you suffer a loss, we are your first contact. We will have your back and will help to see that you get fast and fair payment. You are the reason we are here.
Servicing the insurance needs of the Community since 1989. The Dennis R Horne Agency has a strong commitment to putting the member first. We will always work to find you all the discounts you deserve. Our agency is a full service agency, Offering the best Auto-Home-Life-Commercial-Farm Products. Personal service by phone, face to face in the office or in your home or over your computer or mobile device.

Average customer rating for Dennis R. Horne

1101 Philadelphia Ave
Northern Cambria, PA 15714