Derek Johnson, Insurance Agent

DS Johnson & Associates Inc. in Monroe, MI

Derek Johnson

Agency President

9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:30 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(734) 384-0974(734) 384-0974

Get an insurance quote

Get an insurance quote


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:30 PM
Tue9:00 AM - 5:30 PM
Wed9:00 AM - 5:30 PM
Thu9:00 AM - 5:30 PM
Fri9:00 AM - 5:00 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Derek Johnson

Our family is life long residents of Lenawee county. I am married to Lee and we have two beautiful daughters named Lilianna and Audrey.


  • Applied Science Degree

Professional Designations

  • AAS

Languages Spoken

  • English

Licensed In

  • IN
  • MI
  • OH
  • WI


  • Auto
  • Life
  • Home
  • Business


  • Champion Award

Our Insurance Products

Ignazio Cuccia has been with Nationwide Insurance for over 16 years and has been in the insurance industry for over 22 years. He opened his first office in 1999 in Monroe, Michigan. In October of 2008, he acquired an office in Taylor, Michigan. Between the 2 offices, we offer over 40 years of experience and our goal is to provide our clients with excellent service and a quality insurance product. We are a family-oriented agency and strive to ensure that our clients' personal as well as professional needs are always met. Whether you are in need of a home, auto, flood, motorcycle, boat, RV, life, health or commercial policy, please stop in to one of our 2 locations to see firsthand how WE are on YOUR side!

  • Auto Insurance

    DS Johnson & Associates Inc. has been helping Monroe drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to DS Johnson & Associates Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Monroe area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    DS Johnson & Associates Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Monroe auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (734) 384-0974. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. DS Johnson & Associates Inc. is located at 15510 S Telegraph Rd.

    Get an insurance quote

  • Homeowners Insurance

    DS Johnson & Associates Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Monroe agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Monroe neighborhoods are, no two households are exactly the same, even within 48161.

    For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Monroe home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.

    Best of all, there's no reason to feel overwhelmed by any of these decisions. Let DS Johnson & Associates Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (734) 384-0974. Or, if you're in the 48161 area during office hours, swing by our Monroe location at 15510 S Telegraph Rd, and we can discuss your home insurance options in person.

    Get an insurance quote

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Monroe, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    DS Johnson & Associates Inc. and Derek Johnson can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (734) 384-0974 for an appointment with an agent. Feel free to stop by 15510 S Telegraph Rd,Monroe,MI,48161 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

    Get an insurance quote

  • Business Insurance

    DS Johnson & Associates Inc. has extensive local knowledge of the various industries operating in Monroe and 48161, earned through past experience working with individual companies that call Monroe home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.

    These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, DS Johnson & Associates Inc. can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that DS Johnson & Associates Inc. can help you find coverage that makes sense for your Monroe company.

    Don't wait any longer to protect what you've worked so hard to build. Let DS Johnson & Associates Inc. make sure your customers, employees, and business are covered. Give us a call at (734) 384-0974 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The DS Johnson & Associates Inc. also offers products in IN, MI, OH, WI. Please call for information on products in those states.

About DS Johnson & Associates Inc.

Francesco Cuccia, Insurance Agent

Francesco Cuccia Managing Associate Agent

(734) 384-0974(734) 384-0974
Tina Smith, Insurance Agent

Tina Smith Insurance Agent

(734) 384-0974(734) 384-0974
Kristie Long, Insurance Agent

Kristie Long Insurance Agent

(734) 384-0974(734) 384-0974
4394 N Adrian Hwy
Adrian, MI 49221
Main Number
(517) 263-2582(517) 263-2582
Click to visit page of this location
124 North St
Ste A
Morenci, MI 49256
Main Number
(517) 458-6667(517) 458-6667
Click to visit page of this location
Beginning in 1973 Floyd "Sonny" Johnson began a career in providing protection and peace of mind to friends and neighbors within his local community. After nearly 40 years the legacy was passed on to his son Derek Johnson and today the Agency provides insurance protection in multiple states with several associates. You can count on our stability and longevity. We look forward to servicing your insurance needs!
Welcome to DS Johnson & Associates! We are a family owned Insurance Agency established in 1973 in Adrian, MI. We are proud to be a Heritage Agency with Nationwide Insurance. Let our licensed and trained associates assist you in your insurance choices. We have proudly been serving Adrian, Tecumseh, NW Ohio and SE Michigan for 40 years. Whether it is Auto, Home, Life, Annuity or Commercial insurance we have the expertise and technology to make your insurance experience hassel-free.

Average customer rating for DS Johnson & Associates Inc.

15510 S Telegraph Rd
Monroe, MI 48161