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Donny R Garner, Insurance Agent

Donny R. Garner in Chattanooga, TN

Donny R Garner

Owner/ Agent

8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PMClosed Today Closed Today
Main Number
(423) 899-5512(423) 899-5512

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(423) 899-5512(423) 899-5512
(423) 490-0980(423) 490-0980


Store Hours:

Day of the WeekHours
Mon8:30 AM - 5:00 PM
Tue8:30 AM - 5:00 PM
Wed8:30 AM - 5:00 PM
Thu8:30 AM - 5:00 PM
Fri8:30 AM - 5:00 PM
Closed daily during lunch Noon to 1:00 PM. Also closed for all major holidays.

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Donny R Garner

Languages Spoken

  • English
  • Other

Licensed In

  • AL
  • GA
  • TN


  • Auto
  • Life
  • Home
  • Business

Our Insurance Products

The Nationwide Insurance: Donny R. Garner in Chattanooga, TN provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Donny R. Garner has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Chattanooga differ, and we recognize that.

    Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.

    Give Donny R. Garner a call today at (423) 899-5512 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 4878 South Terrace. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

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  • Homeowners Insurance

    Donny R. Garner knows just how to protect Chattanooga residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.

    Even in the most tightly knit Chattanooga neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at Donny R. Garner your individual concerns, and discover how to make coverage choices with speed and confidence.

    Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.

    Call us at (423) 899-5512 to choose a policy or to set up an office appointment. Donny R. Garner is located at 4878 South Terrace.

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  • Life Insurance

    At Donny R. Garner, we want to make customers aware of how easy and affordable life insurance is. We know many people in Chattanooga think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Donny R. Garner at (423) 899-5512 to arrange a time to meet in office at 4878 South Terrace,Chattanooga,TN,37412 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.

    LAW-0244AO (05/18)

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  • Business Insurance

    You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Donny R. Garner may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.

    We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Chattanooga. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.

    With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Donny R. Garner can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (423) 899-5512 to set up a time to stop by our office on 4878 South Terrace, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Donny R. Garner also offers products in AL, GA, TN. Please call for information on products in those states.

About Donny R. Garner

Keri Tallent, Insurance Agent

Keri Tallent Associate Agent

(423) 899-5512(423) 899-5512
(423) 490-0980(423) 490-0980
Katie Wixom, Insurance Agent

Katie Wixom Associate Agent

(423) 899-5512(423) 899-5512
(423) 490-0980(423) 490-0980
Our agency was started in 1985 and is located in East Ridge, TN. Donny and his wife Kathy are life long residents of East Ridge. We strive to be the best insurance agency for our community by offering quality products at a competitive price. We are everything but a 1-800 number, offering personalized service and expert advice for every customer.

Average customer rating for Donny R. Garner

4878 South Terrace
Chattanooga, TN 37412