Doty & Hench in Lock Haven, PA

The Doty & Hench in Lock Haven, PA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  If you've recently bought a brand new or new-to-you vehicle in Lock Haven, you'll want an all-encompassing auto insurance plan that protects your new investment. Doty & Hench specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
  
  Doty & Hench is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
  
  Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (570) 748-8011 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 48 E Church St.

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• Home Insurance

  At Doty & Hench we understand that you want insurance coverage for your home in Lock Haven without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and Doty & Hench can help you asses your insurance requirements and choose a policy that offers the coverage you need.
  
  Doty & Hench has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
  
  To find out more information regarding the programs that are right for you, call (570) 748-8011 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 48 E Church St.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Doty & Hench are here to help people like you in the Lock Haven area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (570) 748-8011 and ask for Doty & Hench. We are located at 48 E Church St,Lock Haven,PA,17745 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Like most business owners, you probably know pretty much everything about your business. Still, you may have lingering questions about your commercial insurance needs. The Doty & Hench can fill the gaps in your knowledge of Lock Haven business insurance, just as we can recognize and fill gaps in your policy coverage.
  
  Maybe you have questions about a business owner's policy or industry-specific coverage programs available from Nationwide. Maybe you have questions about different commercial insurance products including liability, property, and employee coverage. But no matter your concerns, you want to know that your business's past success has been safeguarded, while also putting your company in a great position for future growth.
  
  In addition to their great insurance products, the Doty & Hench also partners with Nationwide for superior account services. For example, whether you need to respond to changes in state law or local markets, don't underestimate the value of the Nationwide's On Your Side® Reviews. Let us explain how dependable customer service and flexible billing options make for stronger protection for your Lock Haven company. Give us a call at (570) 748-8011 so we can start discussing your business's insurance needs. We can also set up a time to talk in person at our local office. We're located at 48 E Church St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Doty & Hench also offers products in CO, NY, PA, VA. Please call for information on products in those states.