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Edward Stephen Owens III, Insurance Agent

Owens Insurance Agency & Financial Services, Inc. in Wilmington, NC

Edward Stephen Owens III

Agency Staff

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(910) 392-1985(910) 392-1985

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Get an insurance quote


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Edward Stephen Owens III


  • University Of North Carolina at Wilmington,BA

Professional Designations


Languages Spoken

  • English

Licensed In

  • MI
  • NC
  • SC
  • TN
  • VA
  • WV


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications



  • Champion Award
  • Million Dollar Round Table
  • Presidents Conference Award
  • Nationwide Life Council

Our Insurance Products

The Nationwide Insurance: Owens Insurance Agency & Financial Services, Inc. in Wilmington, NC provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    If you've recently bought a brand new or new-to-you vehicle in Wilmington, you'll want an all-encompassing auto insurance plan that protects your new investment. Owens Insurance Agency & Financial Services, Inc. specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.

    Owens Insurance Agency & Financial Services, Inc. is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.

    Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (910) 392-1985 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 5704 Oleander Dr.

    Get an insurance quote

  • Homeowners Insurance

    Buying home insurance does not have to be a difficult or confusing process. When you speak to the experienced professionals at Owens Insurance Agency & Financial Services, Inc. in Wilmington, you can rely on clear, comprehensive, and accurate information to help you make the right choices for you and your family. We will help you recognize the pros and cons of each specific policy, so you are empowered to choose the one that offers the best coverage.

    When you buy home insurance, you want peace of mind, not unpleasant surprises. For this reason, our agents are happy to explain all exclusions as well as the full extent of potential coverage before you make a decision as to your policy purchase. Owens Insurance Agency & Financial Services, Inc. is available to discuss the variety of Nationwide home insurance products and to craft an individual policy that addresses the unique risks you face. Visit the office on 5704 Oleander Dr or give us a call at (910) 392-1985 to find out the different ways in which you can customize your policy.

    Your insurance policy should offer you the full coverage you need, without leaving you with coverage gaps or surprise exclusions. When you fully understand the policy provisions, you have the power to make the right choices to protect your family's financial security. Get in touch with Owens Insurance Agency & Financial Services, Inc. and find out what you can do to protect your home today.

    Get an insurance quote

  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Wilmington life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Owens Insurance Agency & Financial Services, Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (910) 392-1985 and ask for Owens Insurance Agency & Financial Services, Inc. or visit us at 5704 Oleander Dr,Wilmington,NC,28403. We will be happy to work with you to make sure your family’s financial security is always protected.

    LAW-0245AO (05/18)

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  • Business Insurance

    Wilmington companies of all kinds come to Owens Insurance Agency & Financial Services, Inc. with their business insurance and risk management needs. That's why we've partnered with Nationwide. Maybe you're looking for a specific product offering like general liability or commercial property. Or maybe you're looking for a business owner's policy customized to eliminate any lingering coverage gaps. Versatile insurance solutions are available for local companies that operate in major industries as well as small businesses in niche markets.

    Owens Insurance Agency & Financial Services, Inc. talks to a lot of Wilmington business owners who are looking for a policy that's customized for their company but doesn't become another huge demand on their time. As part of our service at Owens Insurance Agency & Financial Services, Inc., we'll make sure your company gets a free On Your Side® Review to search for new discounts and gaps in coverage. One of our agents can also explain the flexible billing and payment options available through Nationwide. It's easy to structure a policy to meet your immediate budgetary needs, while also helping to position your company for future growth.

    Call Owens Insurance Agency & Financial Services, Inc. at (910) 392-1985. We can discuss your company's risk management needs so that you can make a decision about your coverage quickly and confidently. We can also set up a time to talk in person. Our office is located at 5704 Oleander Dr.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Owens Insurance Agency & Financial Services, Inc. also offers products in MI, NC, SC, TN, VA, WV. Please call for information on products in those states.

About the Owens Insurance Agency & Financial Services, Inc.

209 US Highway 117 N
Ste C
Burgaw, NC 28425
Main Number
(910) 259-2061(910) 259-2061
Click to visit page of this location
Owens Insurance Agency & Financial Services, Inc. was founded in Wilmington, North Carolina in September 2000 by Edward Stephen Owens, III. Stephen began his career in insurance in 1992 as an Associate Agent for a Nationwide insurance agent in Wallace, NC. Stephen grew up in Burgaw, North Carolina where he worked in a family-owned business after graduation from college. He used the valuable experiences he gained from his family business to establish and build his own business. With hard work and subsequent success in the industry came the opportunity to open a second office location in Burgaw, NC in 2004. With two locations, the agency serves southeastern North Carolina by providing competitive products for personal lines, commercial lines and life insurance. Under Stephen's leadership, the staff of Owens Insurance Agency keeps its promise to deliver excellent customer service. The staff is aware that insurance is difficult to understand and we are always ready to explain policy details. All customer service representatives are licensed insurance agents that stand ready to serve as advocates for our policyholders. Our customers know that we are on their side. Because of our close proximity to the Atlantic Ocean and tidal waters, we have become experts in the coastal insurance marketplace. We know how to manage the risks associated with hurricane and flood prone areas by providing just the right coverage for your most valuable asset, your home or your business. We take the worry out of properly insuring your home, vacation home or rental property, autos, boats, motorcycles and recreational vehicles to name a few. Stephen and his staff believe strongly that our customers are important, and we strive to develop relationships with our policyholders. This, along with exceptional customer service that comes from many years of experience, sets the Owens Insurance Agency apart from other agencies.
Our agency has qualified agents that are specialized in auto, home, life, health and commercial business. We serve the communities in and around Pender, New Hanover, Brunswick and surrounding counties. Whether you are single, have a growing family with young drivers or are an empty nester; we have the products and the know how to meet your existing and ever changing needs. We will take the time to review your needs in an On Your Side review to explain coverage options so you can make informed decisions

Average customer rating for Owens Insurance Agency & Financial Services, Inc.

5704 Oleander Dr
Ste 101
Wilmington, NC 28403