Erwin Insurance Agency in Lakewood, CO

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Erwin Insurance Agency in Lakewood, CO provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    In a world that is filled with uncertainties, driving your vehicle without the right level of coverage can be life-altering. In order for you to overcome situations that result in your vehicle being compromised, you need the assistance of an insurer that has its members best interests in mind. With Nationwide, it is possible for you to regain control of your life and move forward with as little financial inconvenience as possible, because we work with you up front to understand your needs.

    At Erwin Insurance Agency in Lakewood, we know that the best way to serve you is to provide you with a wide range of coverage options from an insurer that has an excellent reputation for protecting its members. With a track record that exemplifies excellence, Nationwide is an insurer you know you can depend on to get you through the tough times when all else fails.

    Part of preparing for the future is preparing for the unexpected. Make sure you, your loved ones, and your vehicles are fully protected. You should have a good policy that provides you with protection that is customized to your needs and circumstances. If you are ready to upgrade your insurance and enhance your relationship with an insurer that genuinely cares, contact Richard S Erwin at . You can also stop by our local office at 3900 S Wadsworth Blvd to learn more about what we have to offer.

  • Homeowners Insurance

    You've already personalized your home, now it's time to personalize your home insurance coverage. Erwin Insurance Agency is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Lakewood, which means your home insurance should reflect that uniqueness. Richard S Erwin is on call to help you determine the best coverage for your home.

    However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.

    Richard S Erwin and our other local agents are ready to help you figure out your personalized home insurance solution. You can visit our office at 3900 S Wadsworth Blvd or call us at . We will take the time to explain all your options as well as unique coverage concerns based on living in Lakewood, and we'll make sure you know about available discounts you may qualify for.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Lakewood, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Erwin Insurance Agency and Richard S Erwin can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call for an appointment with an agent. Feel free to stop by 3900 S Wadsworth Blvd,Lakewood,CO,80235 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Nationwide Insurance: Erwin Insurance Agency, provides a wide variety of specialized business insurance policies to benefit many types of businesses.

    Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agent, Richard S Erwin, can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.

    If you run a small business in Lakewood, Nationwide and Nationwide Insurance: Erwin Insurance Agency are ready and willing to help you. To learn more about which small business policies are right for you, call us at or stop into our offices at 3900 S Wadsworth Blvd.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Erwin Insurance Agency also offers products in AZ, CO, ID, KS, NE, NV, NM, OH, OR, SD, TX, UT, WA, WY. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?

Discover what gap insurance does and how this auto policy can help you.

Learning center articleAre hazard and homeowners insurance the same?

Take a look at what make up the differences between hazard insurance and homeowners insurance.

Learning center articleDiscover what factors impact the cost of utilities

There are many different factors that can influence the amount of money you spend on utilities