James Richard Horden in Largo, FL

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The James Richard Horden in Largo, FL provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Since opening their doors, James Richard Horden has been helping Largo motorists find auto insurance coverage that speaks to their personal priorities. Whether it's the everyday vehicle, weekend joyride, or any number of specialty vehicles, know that you're protected with policy coverage that makes sense for your household. From family plans and good student discounts to anti-theft and paperless billing options, find great coverage at a great price with James Richard Horden.

    Eliminating coverage gaps and finding affordable policies aren't the only advantages of partnering with Nationwide and James Richard Horden. The Vanishing Deductible® program acts as a reward for each year of claims-free driving you accrue. This reward is on top of the separate accident-free and defensive-driving discounts that Largo drivers can earn with Nationwide. There are also secondary services that can be added on to your policy including rental reimbursement, towing, and roadside assistance. And should you ever need it, the On Your Side® Claims Service offers a list of qualified shops and a secure way to monitor the repairs.

    Learn how to choose a personalized Nationwide solution without getting frustrated or spending an entire day on research. Talk to James Richard Horden and make decisions with speed and confidence. Give us a call at (727) 581-4117. The office is located at 10225 Ulmerton Rd.

  • Home Insurance

    James Richard Horden knows just how to protect Largo residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.

    Even in the most tightly knit Largo neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at James Richard Horden your individual concerns, and discover how to make coverage choices with speed and confidence.

    Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.

    Call us at (727) 581-4117 to choose a policy or to set up an office appointment. James Richard Horden is located at 10225 Ulmerton Rd.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Largo, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    James Richard Horden can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (727) 581-4117 for an appointment with an agent. Feel free to stop by 10225 Ulmerton Rd to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    Largo companies of all kinds come to James Richard Horden with their business insurance and risk management needs. That's why we've partnered with Nationwide. Maybe you're looking for a specific product offering like general liability or commercial property. Or maybe you're looking for a business owner's policy customized to eliminate any lingering coverage gaps. Versatile insurance solutions are available for local companies that operate in major industries as well as small businesses in niche markets.

    James Richard Horden talks to a lot of Largo business owners who are looking for a policy that's customized for their company but doesn't become another huge demand on their time. As part of our service at James Richard Horden, we'll make sure your company gets a free On Your Side® Review to search for new discounts and gaps in coverage. One of our agents can also explain the flexible billing and payment options available through Nationwide. It's easy to structure a policy to meet your immediate budgetary needs, while also helping to position your company for future growth.

    Call James Richard Horden at (727) 581-4117. We can discuss your company's risk management needs so that you can make a decision about your coverage quickly and confidently. We can also set up a time to talk in person. Our office is located at 10225 Ulmerton Rd.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The James Richard Horden also offers products in FL. Please call for information on products in those states.