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Summit Risk Advisors LLC in Miami, FL

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Summit Risk Advisors LLC in Miami, Florida provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Understanding your insurance coverage should never involve having to learn a new language. That's why Anibal Lerma and Summit Risk Advisors LLC are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Miami.

    This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.

    Get the coverage you need in language that makes it easy to understand. Call (305) 226-3900 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 3801 SW 107th Ave.

  • Home Insurance

    Although you don't expect it, you know that a natural disaster can happen or that a break-in might occur, resulting in a loss of valuables or damage to your home. There are even emergencies that arise from installing a pool system or living in different areas. Having a good home insurance policy in place will go a long way toward providing the kind of reassurance you need to get through a rough time, making any claims process stress free and easy. You can rely on the professionals at Summit Risk Advisors LLC to put together a policy that will afford protection for your home, your possessions, and your family.

    We have teamed up with Nationwide to offer a wide range of home insurance options and to make it easy for you to obtain a quote. Perhaps you have freestanding structures such as a garage, a pool house, or a gazebo that need to be added to your home insurance policy. You also may want contents coverage for your furniture or clothing. You should consider the value of having a personal umbrella policy that provides higher amounts of coverage for bodily injury and property damage to others to bring peace of mind all year round.

    We also provide an excellent claims service to help you get back to normal following a loss, and our discount program is available to save you even more. To learn about our policies, just call Anibal Lerma at (305) 226-3900, or drop by our office at 3801 SW 107th Ave.

  • Life Insurance

    No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Anibal Lerma in Miami. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.

    From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.

    If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Summit Risk Advisors LLC located at 3801 SW 107th Ave,Miami,FL,33165. You’re also more than welcome to speak with Anibal Lerma directly by calling (305) 226-3900.


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  • Business Insurance

    Nationwide understands the insurance needs of small business owners, and that is exactly why we offer some of the best business insurance policies in the industry. Our policies can easily be customized to fit you and your budget, and our agents are ready and willing to address any of your concerns. Whether you need property insurance or are seeking liability insurance, Nationwide offers insurance products that will benefit you and your business. For business owners who want a more widespread policy, a business owners policy (BOP) may be just what you need.

    When it comes to your business, the building and the space that you occupy are two of the most important elements of your success. Our property insurance policies can protect your business in the event of fire, theft, vandalism, or natural disaster damage. These policies also cover the equipment and furniture inside the building, and can even extend to your personal residence if you work from home. If you or your employees utilize company vehicles, our business auto insurance can provide for you if you or your workers are involved in an accident. Naturally, you will want to protect yourself against potential lawsuits, and our liability policies can help you do so. If a customer or visitor is injured on your premises, you won't have to worry about losing money.

    Simply put, Nationwide keeps your best interests in mind. If you are interested in our business products, our trained agent, Anibal Lerma, in Miami can answer your questions. Summit Risk Advisors LLC is located at 3801 SW 107th Ave. Don't put off securing your business' future any longer. Contact us today at (305) 226-3900.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Summit Risk Advisors LLC also offers products in CA, CO, CT, FL, GA, IL, LA, MA, NV, NH, NY, PA, RI, TN, TX, UT, VA, WA, NJ. Please call for information on products in those states.