Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why McGinniss Himmel Insurance Agency LLC focuses on explaining auto insurance coverage in a common sense way that members in Tallahassee appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. McGinniss Himmel Insurance Agency LLC works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (850) 329-6996, and agents are happy to take set appointments for in-person consultations at our office located at 2120 Killarney Way.
Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at McGinniss Himmel Insurance Agency LLC in Tallahassee to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Tallahassee is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
There are several other options, and McGinniss Himmel Insurance Agency LLC proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (850) 329-6996. You can also stop by our office at 2120 Killarney Way to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Tallahassee, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
McGinniss Himmel Insurance Agency LLC can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (850) 329-6996 for an appointment with an agent. Feel free to stop by 2120 Killarney Way to discuss Nationwide coverage options in person.
McGinniss Himmel Insurance Agency LLC has extensive local knowledge of the various industries operating in Tallahassee and 32309, earned through past experience working with individual companies that call Tallahassee home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, McGinniss Himmel Insurance Agency LLC can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that McGinniss Himmel Insurance Agency LLC can help you find coverage that makes sense for your Tallahassee company.
Don't wait any longer to protect what you've worked so hard to build. Let McGinniss Himmel Insurance Agency LLC make sure your customers, employees, and business are covered. Give us a call at (850) 329-6996 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The McGinniss Himmel Insurance Agency LLC also offers products in FL. Please call for information on products in those states.
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