Fred Simmons, Insurance Agent

Fred Simmons Insurance Marktng

Fred Simmons
Agency President
8:30 AM - 4:30 PM 8:30 AM - 4:30 PM 8:30 AM - 4:30 PM 8:30 AM - 4:30 PM 8:30 AM - 4:30 PMClosed Today Closed Today

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Main Number
(916) 638-0585(916) 638-0585

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Contact
Phone:
(916) 638-0585(916) 638-0585
Fax:
(916) 638-0335(916) 638-0335

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Hours

Store Hours:

Day of the WeekHours
Mon8:30 AM - 4:30 PM
Tue8:30 AM - 4:30 PM
Wed8:30 AM - 4:30 PM
Thu8:30 AM - 4:30 PM
Fri8:30 AM - 4:30 PM
SatClosed
SunClosed
Ratings

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Fred Simmons

Fred brings a unique perspective to our Agency. He possesses 31 years of total insurance experience including working as an agent for Nationwide since July, 2005.
Education
  • Dr. Simmons has 31+ years of insurance experience exceeding all continuing education requirements. Speech and Hearing background culminating in an Audiology Ph.D. degree obtained at Bowling Green St. University, Bowling Green, Ohio in December of 1982.
Professional Designations
  • Ph.D.
Languages Spoken
  • English
Licensed In
  • CA
  • NV
Services
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • 31+ years of professional insurance experience. President of Fred Simmons Insurance Marketing, Inc. since its creation in September 1997.
Awards
  • Champion Award
Community Activities
  • Supported the Gold River Discovery School by serving on it's Board of Directors. Was active coaching girls' high school basketball at Rio Americano High School, Sacramento, CA. Helped raise a record amount of funds for Big Brothers Big Sisters in 1999.
Community Involvement Events
  • Family oriented active in the Gold River, CA and surrounding Sacramento area communities. Avid sports enthusiast. Enjoys golf, creative photography and gardening. Loves to read.

Our Insurance Products

The Nationwide Insurance: Fred Simmons Insurance Marktng in Gold River, CA provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Whether you're changing vehicles or simply searching for better coverage this policy term, let Fred Simmons Insurance Marktng answer all your auto insurance questions. Our agents can ensure your policy meets all applicable CA requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Gold River.

    Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Gold River drivers Fred Simmons Insurance Marktng serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.

    Our office address is 11294 Coloma Road, but no matter which Gold River zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (916) 638-0585. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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  • Homeowners Insurance
    Have you recently renovated part of your home or garage? Have you invested in new landscaping, a swimming pool, or other outdoor features? If there have been big changes made to your Gold River home or property, then it might be time to take a closer look at your current home insurance policy. The policy you bought upon originally taking ownership of your house may not provide the right kind of coverage now that major changes have taken place. Even if only small changes have been made, reviewing your home insurance policy from time to time can be a good idea. Fred Simmons has helped Gold River homeowners discover improved coverage solutions with the help of Nationwide's extensive selection of insurance products.

    Personalized insurance solutions are those that most closely reflect the concerns of homeowners. We work closely with our customers to better understand their individual needs. As a leader in home insurance, Fred Simmons Insurance Marktng can find a coverage solution that best fits you and your home.

    As a member, you'll find Nationwide's network of agents and service associates make filing a claim simple; contact an associate with questions or concerns at any time. To re-evaluate your current home insurance coverage, or to explore what other options might be available, please visit Fred Simmons Insurance Marktng at 11294 Coloma Road. You can also reach our associates by calling (916) 638-0585. Make this year the time that you finally take charge of your insurance; we can provide the right assistance at every stage.

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  • Life Insurance
    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Fred Simmons Insurance Marktng are here to help people like you in the Gold River area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (916) 638-0585 and ask for Fred Simmons. We are located at 11294 Coloma Road,Gold River,CA,95670 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.


    LAW-0248AO (05/18)

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  • Business Insurance
    Managing the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At Fred Simmons Insurance Marktng in Gold River, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.

    If you are unsure about what types of coverage you may need, we are here to help. Fred Simmons will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.

    As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 11294 Coloma Road or give us a call at (916) 638-0585.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Fred Simmons Insurance Marktng also offers products in CA, NV. Please call for information on products in those states.

About Fred Simmons Insurance Marktng

Kathryn Hobbs, Insurance Agent

Kathryn Hobbs Insurance Agent

Phone:
(916) 638-0585(916) 638-0585
Fax:
(916) 638-0335(916) 638-0335

Send Kathryn Hobbs an Email

Our agency has served the Gold River & surrounding Sacramento area community for 15 years.
Our mission is to offer you "Insurance of Value" for all types of insurance at fair & competitive prices! We'll do our best to make your insurance buying experience enjoyable for your biggest assets such as auto, home, life, health, business & income. We feel you should choose how you want to purchase insurance. Visiting with us face to face, talking on the phone, or signing up on the internet. We'll accommodate your preference regarding how you choose to learn about and purchase insurance.

Average customer rating for Fred Simmons Insurance Marktng

11294 Coloma Road
Suite D
Gold River, CA 95670
US